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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181099)

Good work PayPal

5
Easy to set up would highly recommend 5 stars Reviewed on: 24th April 2026

Easy to use

5
Easy to use, help when eun out of money Reviewed on: 24th April 2026

Perfection

5
Only good experience , faster, helpful Reviewed on: 24th April 2026

I have been using PayPal Credit for over 3 years now...

5
I have been using PayPal Credit for over 3 years now, and it's so easy to use. I also take advantage of the Pay in 4, where you don't pay any interest but are able to spread payments for up to 3 months. This helps a lot when I need to make a purchase I would have had to save for 3 months before buying, and the price may have increased. Reviewed on: 24th April 2026

Best interests of the market for me

5
Best interests of the market for me Reviewed on: 24th April 2026

Superb...

5
Superb. Simply the best. Highly recommended. Reviewed on: 24th April 2026

Uzywam I cenie sobie wspolprace

5
Uzywam I cenie sobie wspolprace. Dobra jakosc na codzien. Nie ma problemu nawet przy małych zakupach Reviewed on: 24th April 2026

Very quick and easy to use.

5
Very quick and easy to use. Convenient as many places now accept PayPal. Also with the newest addition - the paypal+ makes it not only convenient, but also very rewarding. All in all - a great, easy way to pay on the go and/or online Reviewed on: 24th April 2026

The customer service advicers are always so polite a...

5
The customer service advicers are always so polite and hrlp me alwats without stressing me Reviewed on: 24th April 2026

Payments are quick, secure, and easy to manage, i wo...

5
Payments are quick, secure, and easy to manage, i would recommend to other Reviewed on: 24th April 2026

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