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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103800 reviews)

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4.90

Based on 103,800 reviews, last reviewed 10th May 2026

2443800% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service Easy to use while checking out and interest free for 4 months is really helpful. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103800)

PayPal gets me.on holiday!

PayPal makes buying my holidays easier to manage with interest free monthly pay.ents spreading the cost. Reviewed on: 17th May 2024

Every time I use paypal

Every time I use PayPal it has been an excellent experience Reviewed on: 17th May 2024

Easy & transparent payment system

I’ve been using PayPal Credit from a year now and find it very easy to use and monitor my payments’ due dates. PayPal Credit has also made me very disciplined in terms of paying my debts back regularly and within the initial 4 months without paying any extra interest incurred. I can fully recommend it. Reviewed on: 17th May 2024

Very happy and thankful for paypal.

Very happy and pleased with paypal credit system. I’ve purchased a computer and a phone with the help of repayments with small or non existent interest. Reviewed on: 17th May 2024

Great online payment

Used PayPal for most of my online transaction. Peace of mind. Reviewed on: 17th May 2024

I've used PayPal credit and had no issues with it.

I've used PayPal credit and had no issues with it. PayPal doesn't have or sell the items directly zo can't really comment on value. It is a very easy tool to use, I do wish the account was monitored more so to see when amounts can increase Reviewed on: 17th May 2024

Probably the best in the world

Very friendly and never had a issue Reviewed on: 17th May 2024

Easy to use great service widely available

Easy to use great service widely available Reviewed on: 17th May 2024

Great service

Pay pal is excellent , the pay in 3 is a great way of buying gifts and things you may need Reviewed on: 17th May 2024

Flexible finance for all your needs

PayPal credit gives you the option to pay for your items over a set period of time spreading the cost. The app males it easy to track how much you are due and what payments are needed. Reviewed on: 17th May 2024

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