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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181099)

Always have options to pay really like the pay in 3...

5
Always have options to pay really like the pay in 3 feature would be helpful if other features like clearly pay on 6 and 12 was available with fixed fees Reviewed on: 24th April 2026

Excellent customer care and support.,a lifeline sypport

5
Excellent customer care and support.. PayPal credit has been a great lifeline without any pressure attached. Great service. Reviewed on: 24th April 2026

Good pay to pay friends a d family a d also pay sec...

5
Good pay to pay friends a d family a d also pay securely to businesses for items bought from them Reviewed on: 24th April 2026

Pay pal is already a friend in need and a medium thr...

5
Pay pal is already a friend in need and a medium through which transactions go smoothly and when neede claims are processed with satisfaction Reviewed on: 24th April 2026

Easy to use :)

5
Easy to use :) definitely recommend Reviewed on: 24th April 2026

PAYPAL CREDIT

4
Paypal is clear and excellent to use offering good shorts term credit limits. Reviewed on: 24th April 2026

Easy to use , very good , No messing about, straight...

5
Easy to use , very good , No messing about, straight forward Reviewed on: 24th April 2026

Great to be able to order items and have 4 mths to p...

5
Great to be able to order items and have 4 mths to pay this off. Whether with installments or lump sum. Reviewed on: 24th April 2026

PayPal credit has been a lifesave

5
PayPal credit has been freeing for me to get what I need when money has been tight especially with a lot of purchases being eligible for 4 months @ 0 interest meaning I can take a small plunge on things I know I can pay off before that period and not have to worry about interest, PayPal is also very quick to use for me rather than having to enter card details on each site Reviewed on: 24th April 2026

I’m so happy with the fast service PayPal provide

5
I’m so happy with the fast service PayPal provide Reviewed on: 24th April 2026

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