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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181100)

I’m so happy with the fast service PayPal provide

5
I’m so happy with the fast service PayPal provide Reviewed on: 24th April 2026

Very handy and simple to use especially over big pay...

5
Very handy and simple to use especially over big payments Reviewed on: 24th April 2026

Great friendly experience.

5
Great friendly experience. Always clear to understand Reviewed on: 24th April 2026

Just one complaint.

5
My only complaint, and a very important one for me, is that, having been a PayPal customer since 2001 when I lived in the United States, I couldn't keep my account when I moved to the United Kingdom. I lost my entire record. The same thing happened with eBay. I really can't find any explanation for why PayPal, being an international company, doesn't respect customer loyalty when they change residence. Aside from that issue, I'm very happy to be able to rely on PayPal for most of my online transactions. Reviewed on: 24th April 2026

It’s more convinient and good especially 0 interest...

5
It’s more convinient and good especially 0 interest for shopping Reviewed on: 24th April 2026

Great experience every single time with Paypal, no i...

5
Great experience every single time with Paypal, no issues at all! Reviewed on: 24th April 2026

My primary form of payment

5
Despite having issues with PayPal over the years the company has redeemed itself with professionalism and integrity. Am impressed with how the company has been managed and haven’t had a single qualm in over half a decade Reviewed on: 24th April 2026

Absolutely Brilliant Experience with PayPal and Neve...

5
Absolutely Brilliant Experience with PayPal and Never had an issue. Reviewed on: 24th April 2026

Never had a problem with PayPal

5
Never had a problem with PayPal and their pay In 3 service comes in handy for bigger purchases Reviewed on: 24th April 2026

All is good.... ............

5
All is good ............................ ..... ....... .... Reviewed on: 24th April 2026

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