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PayPal: PayPal Credit reviews

4.90
Based on 103,664 reviews, last reviewed 10th May 2026
2437350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very responsive and reminding. Very responsive and reminding. PayPal credit allows u spread all of your payments into plans that suits your style of transactions. Reviewed on: 10th May 2026
Sev's avatar
Sev

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103664)

Trusted from day one.

5
You just know that you can trust PayPal Credit to get it done. Reviewed on: 17th May 2024

Never had issues with PayPal or PayPal credit.

5
Never had issues with PayPal or PayPal credit. Reviewed on: 17th May 2024

PayPal wouldn’t be without it.

5
Whenever I can, I always use PayPal Pay in four months as it spreads the cost very convenient for my needs. Reviewed on: 17th May 2024

Use or PayPal credit

5
So versatile and easy to use PayPal credit Reviewed on: 17th May 2024

Easy to use great for sending money to fiends and fa...

5
Easy to use great for sending money to fiends and family Reviewed on: 17th May 2024

Excellent service and helps with spreading the cost...

5
Excellent service and helps with spreading the cost instead of paying altogether Reviewed on: 17th May 2024

As a customer I have been using PayPal For years and...

5
As a customer I have been using PayPal For years and I love it Reviewed on: 17th May 2024

fast and convenient

5
It is fast and convenient way to pay. Always there for me to insure a safe transaction. It's been great thank you. Reviewed on: 17th May 2024

Good for you

5
It works for me. Can pay it each monthly Reviewed on: 17th May 2024

Efficiency

5
I always enjoyed it to make payment easy and straightforward for all online transactions Reviewed on: 17th May 2024

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