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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181101 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181101)

Always positive experience.

Always positive experience. Paypal credit easy to use, payment protection really good and safe. Reviewed on: 24th April 2026

PayPal are very trust worthy and reliable service.

PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

perfect!

perfect! my favourite way to pay for any service. Reviewed on: 24th April 2026

Good money pay and transfer very easy pay

Good money pay and transfer very easy pay Reviewed on: 24th April 2026

i have had nothing but good experiences with paypal...

i have had nothing but good experiences with paypal credit. My money goes in and out of my account promptly and the rewards benefits for the card is great. It really helped me when i needed to buy a new laptop but didn’t want to see a big chunk of money go at once. Reviewed on: 24th April 2026

Any troubles or concerns were dealt with swiftly eve...

Any troubles or concerns were dealt with swiftly even over the phone too Reviewed on: 24th April 2026

Satisfied customer

PayPal provides very quick resolutions to disputes. Reviewed on: 24th April 2026

all transactions safe and organized

all transactions safe and organized Reviewed on: 24th April 2026

Amazing and unique experience, PayPal is really safe...

Amazing and unique experience, PayPal is really safe and easy to use Reviewed on: 24th April 2026

Recently sent some money through PayPal which ended...

Recently sent some money through PayPal which ended up not being received by the recipient. PayPal was contacted and staff were very helpful in responding to the issue and were able to resolve the issue, professionally and promptly with a refund back into my account.. what was most fulfilling about this experience was the fact that I had phone contact with a staff member and not live chat .thank you for your service PayPal and will continue to utilise your service with recommendation for others to also use. Reviewed on: 24th April 2026

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