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PayPal: PayPal Credit reviews

4.90
Based on 103,621 reviews, last reviewed 10th May 2026
2435350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great, I love being able to buy now and pa... PayPal is great, I love being able to buy now and pay later Reviewed on: 10th May 2026
Ali's avatar
Ali

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103622)

Always been happy with p/pal any problems I’ve had i...

5
Always been happy with p/pal any problems I’ve had in the past have been sorted very quickly a would certainly use them in the future. Reviewed on: 17th May 2024

I love paypal! thank-you, paypal!

5
I love paypal thankyou paypal i always use paypal as its the most secure way to pay online i pay without worrying if i am going to get scammed because I know that paypal only deals with trusted websites. Reviewed on: 17th May 2024

Easy access credit

5
You can use PayPal online and most of the retailers, excellent service and interest free periods! Recommended ;) Reviewed on: 17th May 2024

More than an unpayable pal

5
This is a true financial help for the people. Reviewed on: 17th May 2024

I've been using PayPal credit for years and it's bee...

5
I've been using PayPal credit for years and it's been very easy to shop and spread the cost of my purchases making my spendings manageable. It's my main method of payment when shopping online as it allows you to save both your bank and debit/credit cards. Reviewed on: 17th May 2024

Great and trusting service

5
Every time I have had a problem or concern they have been quick to respond giving me clear and precise answers to ensure the I can understand what has happened. Reviewed on: 17th May 2024

Using Payapl paying system make me feel secure.

5
Using Payapl paying system make me feel secure. Reviewed on: 17th May 2024

I use the credit always I need it

5
I use the credit always I need it Reviewed on: 17th May 2024

PayPal champs

5
Helps making your dreams come true Reviewed on: 17th May 2024

I like you have chose to pay in 4 months with no in...

5
I like you have chose to pay in 4 months with no interest. That helps really well. I use already 3 times and really pleased. Because cannot afford with big family with 4 kids pay straight away. Thanks Reviewed on: 17th May 2024

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