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PayPal: PayPal Credit reviews

4.73
Based on 181,095 reviews, last reviewed 4th Aug 2026
69% increase in 5 star reviews
in the past 90 days
105% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026
Paul Cooper's avatar
Paul Cooper

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181096)

I really like using PayPal it's very easy when it co...

5
I really like using PayPal it's very easy when it comes to use credits etc. It helps pay international fees very quickly. It's very good, however the exchange rate isn't always the best, but that's understandable since how easy it is to access. Reviewed on: 24th April 2026

Great service

5
Always reliable and feel secure never had problems with it Reviewed on: 24th April 2026

Super easy to use at checkout.

5
Super easy to use at checkout. Convenient way to spread payments without interest. Reviewed on: 24th April 2026

Great and easy payment with peace of mind for any is...

5
Great and easy payment with peace of mind for any issues Reviewed on: 24th April 2026

PayPal is very useful and easy to use and very happy...

5
PayPal is very useful and easy to use and very happy with the experience Reviewed on: 24th April 2026

If I've ever had problems with a seller, PayPal sort...

5
If I've ever had problems with a seller, PayPal sorts it pretty quick! Reviewed on: 24th April 2026

PayPal credit

5
I am satisfied with PayPal, you can make a purchase by paying immediately or by paying in installments, which is great Reviewed on: 24th April 2026

Very fast and easy to use.

5
Very fast and easy to use. I am very happy to have paper in my life Reviewed on: 24th April 2026

Great customer service when issues which aren't often.

5
Great customer service when issues which aren't often. Reviewed on: 24th April 2026

I have used PayPal for years.

5
I have used PayPal for years. Real benifit for me using pay in 3 and pay pal credit to purchase things I want and spread the cost. When I did need to call PayPal to ask a question the staff went above and beyond Reviewed on: 24th April 2026

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