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PayPal: PayPal Credit reviews

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4.90
Based on 104,655 reviews, last reviewed 11th May 2026
2483100% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal a safe way to and easy to use. PayPal a safe way to and easy to use. Reviewed on: 11th May 2026
Lynnette Shepherd Kingdon's avatar
Lynnette Shepherd Kingdon

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104655)

Ever since i got paypal credit i been buying on and...

5
Ever since i got paypal credit i been buying on and off from it never had any issues fantastic service better than most credit cards Reviewed on: 19th May 2024
Farzan R's avatar
Farzan R

I've used PayPal a number of ways.

5
I've used PayPal a number of times in different ways..as in paying by PayPal or using the credit payment. Reviewed on: 19th May 2024
Kate P's avatar
Kate P

No issues with Paypal at all .

4
No issues with Paypal at all . Have been with them for a while now. Reviewed on: 19th May 2024
Jose J's avatar
Jose J

Super fast to complete purchases, hassle free.

5
Super fast to complete purchases, hassle free. Reviewed on: 19th May 2024
Scott's avatar
Scott

Slow to update sometimes, but overall really useful!

4
Slow to update sometimes, but overall really useful! I always trust PayPal but sometimes paying off credit etc takes ages to show changes, leading to some confusion and stress. I love how easy it is to transfer money to people & appreciate the ‘pay in 3’ options. Reviewed on: 19th May 2024
Tobyk 's avatar
Tobyk

Fast, secure and easy to use.

5
Fast, secure and easy to use. Easy to apply and with 0 interest on purchases. Reviewed on: 19th May 2024
Lumi's avatar
Lumi

It is easy and convenient good for shorter and longe...

5
It is easy and convenient good for shorter and longer duration financing. Reviewed on: 19th May 2024
Divyesh K's avatar
Divyesh K

Makes life easier and care free, knowing you don’t h...

5
Makes life easier and care free, knowing you don’t have to worry about forgetting to pay your accounts. Would totally recommend. Reviewed on: 19th May 2024
Kaz's avatar
Kaz

It is easy and reliable to use and PayPal credit has...

5
It is easy and reliable to use and PayPal credit has massively improved my credit score. Reviewed on: 19th May 2024
kieron G's avatar
kieron G

It really helped through Covid to have 4 months to p...

5
It really helped through Covid to have 4 months to pay things off and not have to worry Reviewed on: 19th May 2024
Chris H's avatar
Chris H

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