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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,680 reviews, last reviewed 11th May 2026
2484200% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit company, alway here to help Great credit company, alway here to help Reviewed on: 11th May 2026
Ricardo T's avatar
Ricardo T

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104680)

My experience with PayPal has been fantastic.

5
My experience with PayPal has been fantastic. It gives me more time to pay for my orders. Like when I wanted to buy one cap and didn't have enough money and I went through PayPal to buy it I found out they offered me 20 pound discount if I buy with PayPal. It was like dream come through. PayPal is very reliable and offers good benefits. Reviewed on: 19th May 2024
Kelvin I's avatar
Kelvin I

Ease of use, simple clear offers.

5
Ease of use, simple clear offers. Simple to pay, can't ask for much more. 0% interest offer for 4 months is great. Reviewed on: 19th May 2024
Mark's avatar
Mark

Excellent work

5
Excellent … you guys are so kind and helpful … your support is so appreciated Reviewed on: 19th May 2024
Ilda R's avatar
Ilda R

Extremely happy

5
I am extremely happy with my entire transaction with PayPal Credit. Reviewed on: 19th May 2024
EBRIMA SHEIGH HALIFA SECKA 's avatar
EBRIMA SHEIGH HALIFA SECKA

Easy and makes buying affordable

5
Easy and makes buying affordable Reviewed on: 19th May 2024
Mark T's avatar
Mark T

Always attentive professional .

5
Always attentive professional . Good experience helpful and kind Reviewed on: 19th May 2024
Zara M's avatar
Zara M

Never had a problem with PayPal credit

5
Never had a problem with PayPal credit Reviewed on: 19th May 2024
George L's avatar
George L

Helpful for spreading cost on products you order.

5
Helpful for spreading cost on products you order. Reviewed on: 19th May 2024
Michael T's avatar
Michael T

PayPal Credit and Pay in 3 are fantastic tools for m...

4
PayPal Credit and Pay in 3 are fantastic tools for managing finances and making purchases more accessible. PayPal Credit: PayPal Credit offers me a digital line of credit with six months of no interest on purchases over a certain amount if paid in full within that period. The application process is quick, and its integration with PayPal allows use at numerous online retailers. The account management tools are also user-friendly. Pay in 3 Pay in 3 lets me split purchases into three equal, interest-free monthly payments, making it easier to manage medium-sized purchases without immediate financial strain. The checkout process is seamless, with no fees or interest charges. Improvements Customer Service: Enhancing responsiveness and support could improve the my user experience. Transparency of Terms: Simplifying terms and providing clear explanations would help me understand the services better. Credit Limit Increases: A more transparent process for credit limit adjustments could boost my satisfaction. Payment Flexibility: Offering customisable payment dates for PayPal Credit could cater to varied financial situations. Overall, these features are valuable for flexible payment options, and with a few enhancements, i think they could be even more beneficial. Reviewed on: 19th May 2024
B's avatar
B

Credit for rainy day

2
It's good for rainy day credit helps to buy essential stuff we need urgently Reviewed on: 19th May 2024
Mohammod S's avatar
Mohammod S

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