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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181095 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181095)

Very easy.

Very easy. Very clear. App is very accessible & not confusing Reviewed on: 24th April 2026

Peace of Mind

I always use PayPal when purchasing online - I never have to worry about the security of my financial transactions and in the very rare occasion of an issue with item it has been resolved by PayPal Reviewed on: 24th April 2026

Safe online & I store shopping.

Paypal have previously fairly settled a dispute with an online payment, simple, straightforward app to manage payments online & to manage my debit & credit cards that I hold with Paypal. I feel safer using Paypal online & now I can collect Paypal points using my debit card, it's great to use them for shopping in store too. Reviewed on: 24th April 2026

PayPal is efficient quick, easy to use and gives you...

PayPal is efficient quick, easy to use and gives you security and peace of mind about your money Reviewed on: 24th April 2026

Easy to use, very reliable service and great at resp...

Easy to use, very reliable service and great at responding if I have any issues with payments. Reviewed on: 24th April 2026

my go to

I trust paypal the most, every time I have to choose my payment method, I always use PayPal Reviewed on: 24th April 2026

Paypal is so easy.

Paypal is fast and easy to use, and safer to use than sending money directly. I Also use paypal credit from time to time which has been amazing, with clear repayment instrustions and reminders. Reviewed on: 24th April 2026

Great value 0% finance options

Great value 0% finance options as long as you budget well and make your repayments on time. I wish the in app payments were taken immediately rather than scheduled with a delay in the payment being taken. Reviewed on: 24th April 2026

second to none

Been with them for many years and they are second to none. Reviewed on: 24th April 2026

I really like using PayPal it's very easy when it co...

I really like using PayPal it's very easy when it comes to use credits etc. It helps pay international fees very quickly. It's very good, however the exchange rate isn't always the best, but that's understandable since how easy it is to access. Reviewed on: 24th April 2026

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