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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181095)

Paypal allows me to split payments and spread the co...

Paypal allows me to split payments and spread the cost of purchases, it's easy to set up and manage Reviewed on: 24th April 2026

It’s an easier and safer way to pay online

It’s an easier and safer way to pay online Reviewed on: 24th April 2026

I use PayPal for almost all of my transactions.

I use PayPal for almost all of my transactions. I love the pay in 3 and the 4 months intrest free credit scheme. These have helped me out massively. I trust paypal to do my transactions and that it why I am voting for them. Reviewed on: 24th April 2026

PayPal is easy to use and very user friendly

PayPal is easy to use and very user friendly Reviewed on: 24th April 2026

Convenient, but watch the terms

Here’s a clean, balanced review you can paste straight in: Title: Convenient, but watch the terms Review: I’ve used PayPal Credit for a while and it’s been useful for spreading the cost of larger purchases. The application process was straightforward and it integrates well with PayPal, which makes checkout quick and easy. That said, it’s important to stay on top of payments and understand the terms, especially around promotional offers and interest rates. If you miss a payment or don’t clear a balance in time, costs can add up quickly. Overall, it’s a helpful option if used carefully, but not something to rely on without keeping a close eye on the details. Reviewed on: 24th April 2026

Great way to pay!

I'm using PayPal for years and I'm happy knowing all my purchases are protected, it's so easy to use it, it's definitely my favorite way of payment! And right now when I finally got PayPal card I can use it everywhere where PayPal wasn't available before Reviewed on: 24th April 2026

Very reasonable platform for buying things.

Very reasonable platform for buying things. It a very quick and easy process for everyone convenient. Thank you PayPal for always been here for me whenever I needed a helping hand. Reviewed on: 24th April 2026

PayPal credit is quick and easy.

PayPal credit is quick and easy. The website is easy to use. Reviewed on: 24th April 2026

Trusted.

Trusted. Easy to use and apply. No issues to get help if any hassles with suppliers. Reviewed on: 24th April 2026

Effective and reasonable, treated well

Effective and reasonable, thy always respond whenever I needed help and very fast Reviewed on: 24th April 2026

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