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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

What can I say, the facilities provided do exactly w...

What can I say, the facilities provided do exactly what they say on the tin, the app is easy to use etc, no complaints at all. Reviewed on: 24th April 2026

Great service

I've had a few problems in the past and PayPal have helped me sort them, great service. Reviewed on: 24th April 2026

great customer service when needed help

great customer service when needed help Reviewed on: 24th April 2026

I find PayPal to be excellent for when you need it t...

I find PayPal to be excellent for when you need it to purchase items with credit when you're low on funds and the repayments are affordable. Reviewed on: 24th April 2026

Always helpful

Never had a problem sorting things out with paypal if needed. Always helpful Reviewed on: 24th April 2026

Very easy to use & set up

Very easy to use & set up when making an emergency purchase you weren’t expecting or saved for. Reviewed on: 24th April 2026

Easy to use and hassle free

Easy to use and promo pay in 4mths interest free has been great when cash is tight but car needs a repair. App is easy to use and set payments from minimum to current balance. Wouldn’t be without it Reviewed on: 24th April 2026

I have PayPal account a long time i paying with...

I have PayPal account a long time i paying with PayPal all my payments on line I have feeling secure Any problems with retailers PayPal always sorted .thanks PayPal team Reviewed on: 24th April 2026

Amazing experience

Pay pal helps me to pay for things I could not effort otherwise. Flexible payment options where I can split my payments and pay not interest is amazing. I could not effort to buy certain things in one payment as a single mum and pay pal lets me split cost across few months. Reviewed on: 24th April 2026

Paypal allows me to split payments and spread the co...

Paypal allows me to split payments and spread the cost of purchases, it's easy to set up and manage Reviewed on: 24th April 2026

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