Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,703 reviews, last reviewed 12th May 2026
2485350% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

For the most part, my experience with PayPal has bee... For the most part, my experience with PayPal has been very positive and helpful. Orders are recorded in the system, and tracking numbers are clearly v... Read more Reviewed on: 12th May 2026
Maciej's avatar
Maciej

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104703)

Fantastic.

5
Fantastic. I highly impressed with the level of service . it has been exceptional Reviewed on: 19th May 2024
Abiodun L's avatar
Abiodun L

Is easy to use & convenient instead of putting your...

4
Is easy to use & convenient instead of putting your card details in often!! Reviewed on: 19th May 2024
Maria M's avatar
Maria M

Great user interface!

5
So easy to use and to manage my way around the app Reviewed on: 19th May 2024
Tom J's avatar
Tom J

Feeling very safe & secure with paying through PayPal

5
I feel very safe dealing with Paypal & l like u can pay money of when u want to, l always pay more on my account& I can see clearly what u owe. I have recommended friends & l always pay through my bank & paypal Reviewed on: 19th May 2024
Ann C's avatar
Ann C

So simple and easy.

5
So simple and easy. I feel they look after you Reviewed on: 19th May 2024
And C's avatar
And C

It’s an excellent service.

5
It’s a great service. It gives me opportunity to pay for something what I can’t afford. I highly recommend it. Reviewed on: 19th May 2024
ZN's avatar
ZN

Very easy to use the PayPal cridit and had good serv...

5
Very easy to use the PayPal cridit and had good service Reviewed on: 19th May 2024
Shafiqul Islam's avatar
Shafiqul Islam

Best credit card

5
Great credit, opportunity to pay off without any interest, very happy with it but will be more great with a physical card Reviewed on: 19th May 2024
Andra Pop's avatar
Andra Pop

Fantastic straight forward app and great service.

5
Fantastic straight forward app and great service. Reviewed on: 19th May 2024
Jack W's avatar
Jack W

PayPal has been financially helpful to me.

4
PayPal has been financially helpful to me. It helps me with some important transactions. Reviewed on: 19th May 2024
Phillips 's avatar
Phillips

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill