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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Easy and quick to use, simple clear app which is great.

Easy and quick to use, simple clear app which is great. Reviewed on: 24th April 2026

Very easy to setup and manage the account.

Very easy to setup and manage the account. No hidden hoops to jump through Reviewed on: 24th April 2026

Great customer service when I've had to call, app is...

Great customer service when I've had to call, app is easy to use. Reviewed on: 24th April 2026

PayPal is excellent when you pay as at and when...

PayPal is excellent when you pay as at and when due Reviewed on: 24th April 2026

Always been easy to use and no problems

Always been easy to use and no problems Reviewed on: 24th April 2026

All easy to accomplish and clearly explained

All easy to accomplish and clearly explained Reviewed on: 24th April 2026

Very easy and extremely helpful way of paying off fo...

Very easy and extremely helpful way of paying off for big money items and needs, very useful for day to day use. Reviewed on: 24th April 2026

Used for years and always reliable

Used for years and always reliable Reviewed on: 24th April 2026

quick and easy

quick and easy , every step was so easy Reviewed on: 24th April 2026

PayPal Credit is easy to use

PayPal Credit is easy to use, you can add it to your Apple wallet to use on other purchases which helped me in a time of need. Reviewed on: 24th April 2026

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