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PayPal: PayPal Credit reviews

4.73
Based on 181,094 reviews, last reviewed 3rd Aug 2026
93% increase in 5 star reviews
in the past 90 days
135% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026
G W's avatar
G W

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181094)

Been using PayPal for a number of years always a 100...

5
Been using PayPal for a number of years always a 100% positive experience Reviewed on: 24th April 2026

PayPal is a great way to pay for online purchases as...

5
PayPal is a great way to pay for online purchases as it gives you peace of mind in the event of a failed transaction or lost item . Reviewed on: 24th April 2026

Used pay pay credit for my shark order very easy

5
Used pay pay credit for my shark order very easy Reviewed on: 24th April 2026

Best by Far

5
Excellent service, very safe, quick and easy, No hassle Reviewed on: 24th April 2026

I've been using PayPal for many years now.

5
I've been using PayPal for many years now. PayPal has great customer service, they've sorted out any queries quickly and politely. Their agents are very knowledgeable and have never failed to resolve any issues. I have over the years recommended many of my friends. I like the fact that when using PayPal I don't have to give my card details. Gives me extra security for my payments. Reviewed on: 24th April 2026

The best thing pay in 3

5
I always use PayPal for everything especially the PayPal pay in 3 its the best thing thing that really helps out especially if you struggle to pay full amount on things you buy Reviewed on: 24th April 2026

Happy customer

5
Never any issues. PayPal is my preference payment every time as I know my money is safe if something goes wrong. Reviewed on: 24th April 2026

Everyone should have a PayPal account

5
PayPal is simple and easy to use I have been a customer for years Reviewed on: 24th April 2026

Always reliable - love that you can spread a cost ov...

5
Always reliable - love that you can spread a cost over 4 months I love using this feature especially in current climate it’s a life saver! Reviewed on: 24th April 2026

Wouldn’t trust anyone else other than Pay pal

5
Wouldn’t trust anyone else other than Pay pal Reviewed on: 24th April 2026

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