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PayPal: PayPal Credit reviews

4.90
Based on 104,730 reviews, last reviewed 12th May 2026
2486650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has helped me very well in being able to affo... PayPal has helped me very well in being able to afford things when I am low on money as I know I can pay it back to my credit Reviewed on: 12th May 2026
April A's avatar
April A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104730)

Great Service

5
I am using paypal for a long time and is very happy. Reviewed on: 20th May 2024

Good never had a problem easy to pay

5
Good never had a problem easy to pay Reviewed on: 20th May 2024

It’s really nice help me in hard time to pay it late...

5
It’s really nice help me in hard time to pay it later or pay in three interest free options really love ❤️ it I really recommend to my friends and family to use pay pal to get the advantage of the money and value of time thankful to pay pal 5 star rating Reviewed on: 20th May 2024

Great app love the buy now pay later option

5
Great app love the buy now pay later option Reviewed on: 20th May 2024

PayPal Credit is a fabulous alternative payment option.

5
I have used PayPal Credit numerous times now, and it has been of great assistance to me with large purchases, and it being interest free each time I’ve used it, was an added bonus. I am finding that more companies are now offering PayPal as an option to make payment, which highlights its popularity as a great alternative to using credit cards and paying high interest. Reviewed on: 20th May 2024

My experience with PayPal has been excellent so far

5
My experience with PayPal has been excellent so far Reviewed on: 20th May 2024

Satisfied with PayPal

5
Have been using PayPal in every of my online purchases. Never had problems/issues with it. They always have good offers as well where you can earn savings. Reviewed on: 20th May 2024

Excellent all round .

5
Excellent all round . Can not do without Paypal in my lige Reviewed on: 20th May 2024

Always easy and quick for transactions but I would l...

4
Always easy and quick for transactions but I would like to see a new better way to see the pay in 3 options on the pay page Reviewed on: 20th May 2024

Simple and straightforward, super fast transfer to V...

5
Simple and straightforward, super fast transfer to Visa Debit Cards. Would be nice if also to Mastercard. Exchange rate for international is competitive. Reviewed on: 20th May 2024

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