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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

I use PayPal credit often.

I use PayPal credit often. I wouldn't have been able to get oil for my house without it as it's so expensive at the moment. Keep up the good work PayPal! Reviewed on: 24th April 2026

Great opportunity to make things more affordable for...

Great opportunity to make things more affordable for people especially with how expensive everything is at the moment. Reviewed on: 24th April 2026

Always easy to use app and seamless interface

Always easy to use app and seamless interface Reviewed on: 24th April 2026

Excellent service from PayPal every time and securit...

Excellent service from PayPal every time and security for your payments Reviewed on: 24th April 2026

Great experience, I love using PayPal.

Great experience, I love using PayPal. And I did for used it for the last 15 years. Reviewed on: 24th April 2026

It’s the k

No real problems and I have had it for many yeas Reviewed on: 24th April 2026

Very nice,very safety company i am very happy

Very nice,very safety company, i am very happy Reviewed on: 24th April 2026

Awesome experience with the PayPal product.

Awesome experience with the PayPal product. Reviewed on: 24th April 2026

Paypal is Simple, Secure, and Super Handy

I’ve had a really good experience with PayPal. It’s super easy to use and makes buying things online feel a lot safer since I don’t have to share my bank details everywhere. I like being able to split payments, which helps when money’s a bit tight, and everything is easy to track in one place. It’s just quick, simple, and reliable. Reviewed on: 24th April 2026

Ease and innovation

Simple to use, supported on most platforms. New products such as physical card make it even better. Reviewed on: 24th April 2026

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