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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,739 reviews, last reviewed 12th May 2026
2486950% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Agent very clear about charges, but unable to accomm... Agent very clear about charges, but unable to accommodate a refund on charges caused by their error Reviewed on: 12th May 2026
Louise 's avatar
Louise

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104739)

Excellent

5
Alway been friendly and helpful and easy to use Reviewed on: 20th May 2024
Roman B's avatar
Roman B

Satisfied

5
Paypal is easy to use and I'm happy with the service. I can view my statement online so makes it easy to keep track of Reviewed on: 20th May 2024
Fiona C's avatar
Fiona C

Easy to use.

5
Easy to use. Fantastic service. Will recommend to all Reviewed on: 20th May 2024
Cs E's avatar
Cs E

I’ve never needed an actual credit card

5
I have used Paypal Credit for a number of years and it has never failed me. Always very fair and rewarding with credit limit increases and very easy to use with any online store. Being allowed 4 months with no interest is a game changer Reviewed on: 20th May 2024
Curtis D's avatar
Curtis D

Love the 0 interest.

5
Very good interest rates, app easy to use. Reviewed on: 20th May 2024
Elise B's avatar
Elise B

Quick and easier payment.

5
Quick and easier payment. Able to get refunds Reviewed on: 20th May 2024
Cynthia I's avatar
Cynthia I

Use it for larger purchases to delay paying

5
Use it for larger purchases to delay paying and keep more of my money in the bank. You get reminders of when you need to pay which saves you dropping into paying interest. Overall a great service that I have been using regularly for years now. Reviewed on: 20th May 2024
Harry B's avatar
Harry B

I have been using PayPal for 7 years and I can say i...

5
I have been using PayPal for 7 years and I can say it's very good experience. Reviewed on: 20th May 2024
Ranti's avatar
Ranti

Great App & Easy to manage

5
Always find it easy to pay using PayPal and very easy to manage my account. Reviewed on: 20th May 2024
sarahcott@hotmail.co.uk's avatar
[email protected]

It’s an easy to use service with clear support and v...

5
It’s an easy to use service with clear support and variety of ways to pay. Reviewed on: 20th May 2024
Suzie Buckley's avatar
Suzie Buckley

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