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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,778 reviews, last reviewed 12th May 2026
2488750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and safe way of making payments Easy to use and safe way of making payments Reviewed on: 12th May 2026
Martina A's avatar
Martina A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104778)

I have used PayPal credit and never had a problem ea...

5
I have used PayPal credit and never had a problem easy to pay on more expensive items Reviewed on: 20th May 2024
Jeanette's avatar
Jeanette

Convenient

5
The simple way to manage payments Reviewed on: 20th May 2024
Bobjuana's avatar
Bobjuana

No interest fee in purchases over a certain amount!

5
I love using PayPal credit, it has no interest fees in some purchases and it is so easy to buy online. Reviewed on: 20th May 2024
Paula M's avatar
Paula M

Just brilliant helps out a lot recommend to anyone

5
Just brilliant helps out a lot recommend to anyone Reviewed on: 20th May 2024
Stephen 's avatar
Stephen

Safe & excellent way to pay.

5
Safe & excellent way to pay. Always on point & and you know your transaction is safe. Reviewed on: 20th May 2024
Nickgoodie's avatar
Nickgoodie

Extremely useful.

5
I find PayPal Credit interest free over 4 months is extremely useful. Reviewed on: 20th May 2024
Paul W's avatar
Paul W

PayPal credit is excellent for me it gives me a litt...

5
PayPal credit is excellent for me it gives me a little extra time to pay for the things at no extra cost Reviewed on: 20th May 2024
Jayne 's avatar
Jayne

Always helpful with queries easy access to funds and...

5
Always helpful with queries easy access to funds and good range of payment options Reviewed on: 20th May 2024
Tash's avatar
Tash

Reliable and hassle free!

5
Reliable and hassle free! Excellent customer service❤️ Reviewed on: 20th May 2024
Viv's avatar
Viv

PayPal are my best friends.

5
PayPal are my best friends. Always there when I need them. I love the pay in 3. If I’ve had an expensive month and short of money PayPal is there with a helping hand and let’s me pay back without interest for 3 months , this is so helpful if I need to shop for groceries in between pay days. And if I just want to treat myself without the guilt of a big payout PayPal are there to help me spread the cost. Just like a best friend. So happy PayPal are there when I need them Reviewed on: 20th May 2024
Sandra T's avatar
Sandra T

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