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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

PayPal try their best to resolve issues

PayPal try their best to resolve issues Reviewed on: 24th April 2026

Very easy to use, payment due are clearly shown and...

Very easy to use, payment due are clearly shown and given warnings for them. Great service. Reviewed on: 24th April 2026

Great app

Easy to work with, the app is very easy to navigate and welcoming. Reviewed on: 24th April 2026

Good professional and with clear terms .

Good professional and with clear terms . Helpful with spreading the cost too Reviewed on: 24th April 2026

Ease of use

Easy purchases. App is easy to use. Reviewed on: 24th April 2026

PayPal is a very useful app for managing money.

PayPal is a very useful app for managing money. Even in emergencies, when we don’t have cash on hand, we can use PayPal to purchase things and pay later when we have the money. It is very helpful, and I feel PayPal is a really good and convenient service. Reviewed on: 24th April 2026

Great customer service

Quickly resolve any problems in a friendly and professional manner Reviewed on: 24th April 2026

Great opportunity to have interest free credit for a...

Great opportunity to have interest free credit for a short period. Reviewed on: 24th April 2026

briliant always easy and fast pay

briliant always easy and fast pay Reviewed on: 24th April 2026

Using PayPal has been very convenient and secure for...

Using PayPal has been very convenient and secure for my online transactions. The interface is user-friendly, and transfers are usually fast and reliable. Reviewed on: 24th April 2026

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