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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

Great service

Overall service has been really good, with a moderate APR charge Reviewed on: 24th April 2026

Would be helpful to send a reminder for payment inst...

Would be helpful to send a reminder for payment instead of letting you know after the due date and then charging you a late fee. Reviewed on: 24th April 2026

PayPal is excellent and veey good customer service

PayPal is excellent very reliable and easy to use. Their customer support is helpful and quick to resolve any issues or questions. Highly recommended! Reviewed on: 24th April 2026

GreatAccident service is good offers good facilities

Accident service is good offers good facilities Reviewed on: 24th April 2026

Reliable, secure and easy to use

I use PayPal quite regularly for all sorts of things, from everyday online shopping to booking flights and hotels. It’s become my go-to payment method because everything is quick, simple, and just works smoothly. Payments only take a few clicks, and I always feel confident my financial details are kept safe. For example, I recently booked a short trip with my partner and used PayPal to pay for both the flights and part of the hotel—it made splitting costs and keeping track of everything really easy. One thing I really like is the clear transaction history, which helps me stay on top of my spending, especially when I’m travelling or making multiple bookings. I also had a personal experience with an online scam a few years ago, and I was honestly impressed with how PayPal handled it. Their support team was quick to respond and professional, and the issue was sorted out within a few weeks. It really gave me peace of mind at the time. Overall, I find PayPal reliable, secure and very convenient. My experience has always been positive, and I’d happily recommend it to anyone looking for a safe and easy way to manage online payments. Reviewed on: 24th April 2026

Great company and customer service has always been f...

Great company and customer service has always been fantastic Reviewed on: 24th April 2026

Papal is very good service.

Papal is very helpfull and excellent service for save and security's aswell Reviewed on: 24th April 2026

Very excellent service ,reliable

Very excellent service,reliable. Reviewed on: 24th April 2026

Happy chappy

They always aim to please, every issue has been resolved in a speedy professional manner Reviewed on: 24th April 2026

Great experience especially when I'm a bit low on cash.

Great experience especially when I'm a bit low on cash. Reviewed on: 24th April 2026

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