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PayPal: PayPal Credit reviews

4.90
Based on 104,870 reviews, last reviewed 12th May 2026
2493050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous and fantastic and good and useful Fantastic fabulous and very useful Reviewed on: 12th May 2026
Clevelet M's avatar
Clevelet M

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104870)

Excellent product for customers who can’t pay in ful...

5
Excellent product for customers who can’t pay in full and need credit to get by Reviewed on: 20th May 2024

Can use this on every app/transaction.

5
Can use this on every app/transaction. Easy to pay off Reviewed on: 20th May 2024

Excellent

5
Great, friendly team who’s always willing to help in any circumstances. Reviewed on: 20th May 2024

I’m a happy customer and highly recommended to others

5
I’m a happy customer and highly recommended to others Reviewed on: 20th May 2024

Amazing option, simple finance done in few clicks

5
Amazing option, simple finance done in few clicks Reviewed on: 20th May 2024

Great product.

5
Great product. Easy to use especially for international payments Reviewed on: 20th May 2024

Great sergive at low cost

5
I am using paypa, paypal credit and pay 3 in 1 regularly and I am very satisfied with the service. I am a user since about 2005, and that is longer as banking with any bank before that. Reviewed on: 20th May 2024

Very good and amazing service all the time when you...

5
Very good and amazing service all the time when you need Reviewed on: 20th May 2024

Better than a credit card, lots of repayment options...

5
Better than a credit card, lots of repayment options especially if the value purchased is over £100, having the option to pay interest free over 4 months. Reviewed on: 20th May 2024

Easy to use 4 months interest free is a winner

5
Easy to use 4 months interest free is a winner Reviewed on: 20th May 2024

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