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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

I find PayPal so easy to use, with the pay in 3 all...

I find PayPal so easy to use, with the pay in 3 allowing me to spread the cost of larger purchases at no cost to me. It also means I don't have to worry about giving smaller online merchants my card details. It makes me feel safe Reviewed on: 24th April 2026

Fantastic choice of products to spread cost

The range of options to use different products to spread the cost of purchases is the real winner here. I am able to balance the needs of my family purchases across different methods assisting me with balancing my monthly demands and really helping with the stress of replacing costly home appliances or unexpected failure in costly items. Its become as normal to introduce this into my day to day financial reviews and planning for future purchases. Reviewed on: 24th April 2026

Always have a good experience with PayPal and the cr...

Always have a good experience with PayPal and the credit facility is really handy Reviewed on: 24th April 2026

Paypal credit offers great flexibility with payments.

Paypal credit offers great flexibility with payments. It has been really helpful with spreading holiday costs and large purchases. Reviewed on: 24th April 2026

Flexible supporting outstanding service

Flexible supporting outstanding service Reviewed on: 24th April 2026

Simple process leads to simple outcome leads to simp...

Simple process leads to simple outcome leads to simple spending when needing to. Reviewed on: 24th April 2026

I have been a PayPal customer since 2014 and I love it.

I have been a PayPal customer since 2014 and I love it. It's easy to use and very convenient if you need money. I benefit a lot from the "buy now, pay later" option. There are no fees if paid within four months.5 Reviewed on: 24th April 2026

Great customer service and always willing to help!

Great customer service and always willing to help! Reviewed on: 24th April 2026

Easy and reliable.

Easy and reliable. Always handy inside my pocket. Reviewed on: 24th April 2026

Fast easy to use and convenient.

Fast easy to use and convenient. Always my go to method for payment for ease and total comfort Reviewed on: 24th April 2026

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