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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,932 reviews, last reviewed 12th May 2026
2495900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Nil , I have not tried yet, please give me... Nil , I have not tried yet, please give me some time Reviewed on: 12th May 2026
Kin 's avatar
Kin

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104932)

long time user with no issues

5
I’ve just used it for a long time with not difficulties - easy interface, good customer service and appears safe. Reviewed on: 20th May 2024
Jenny C's avatar
Jenny C

Smart way to get what u want and pay over...

5
Smart way to get what u want and pay over time Reviewed on: 20th May 2024
Carol B's avatar
Carol B

I newer had problem with PayPal Credit.

5
I newer had problem with PayPal Credit. I used it several times because no interest if pay in full in 4 months. Reviewed on: 20th May 2024
Andras F's avatar
Andras F

Helps to split payments so I don't need to pay whole...

5
Helps to split payments so I don't need to pay whole amount at once. When you buying something expensive that's really helpful . Using this option often enough and really happy with it. Thank you, PayPal for opportunity! Mostly important that I don't have to pay any fees or interest on credit - of course, you have to pay at time, don't forget))). But don't worry if you forgot, PayPal will kindly remind in good time frame. So, just enjoy! Really highly recommend the service! It would be great if you increased the number of interest-free months... Just... I'm just dreaming... Reviewed on: 20th May 2024
S A's avatar
S A

PayPal credit has been a lifesaver in terms of bridg...

5
PayPal credit has been a lifesaver in terms of bridging my finances when it came to adhoc purchases that couldn't wait. The 0% interest free and installment options are super handy and most importantly, affordable! Reviewed on: 20th May 2024
Jessica A's avatar
Jessica A

Excellent service.

5
Excellent service. Can’t complain. Reviewed on: 20th May 2024
Mark Graham Smith's avatar
Mark Graham Smith

Easy zero interest credit and great at settling disp...

5
Easy zero interest credit and great at settling disputes with sellers Reviewed on: 20th May 2024
Lewis b's avatar
Lewis b

Great alternative to building credit score

4
Great alternative to building credit score and handy to have for extra financial help. Reviewed on: 20th May 2024
Aaron S's avatar
Aaron S

very good, would recommend to family and friends

5
very good, would recommend to family and friends Reviewed on: 20th May 2024
Terence L's avatar
Terence L

Excellent

5
Love PayPal so easy to use, I’ve always used it to shop and I’ve had no issues Reviewed on: 20th May 2024
Naila N's avatar
Naila N

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