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PayPal: PayPal Credit reviews

4.90
Based on 104,987 reviews, last reviewed 12th May 2026
2498500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use can add to your phone wallet with no pro... Easy to use can add to your phone wallet with no problems and PayPal keeps informed and the added bonus of getting points. Reviewed on: 12th May 2026
Richard S's avatar
Richard S

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104987)

more time to pay for the things you need today

5
I love how easy and professional paypal credit is giving you more time to pay for the things you really need giving you the option to pay later is amazing, definitely has made my spending more affordable Reviewed on: 20th May 2024

The options you have is great like 0% for 4 months...

5
The options you have is great like 0% for 4 months or pay installments of 3 months Reviewed on: 20th May 2024

Found PayPal very easy and professional

5
Found PayPal very easy and professional Reviewed on: 20th May 2024

Easy and convenient brilliant customer service

5
Ive never had any issues with paypal credit it is easy and convenient to use when needed. Easy to track what and how much you have spent and also easy to make payments. I use paypal credit often. If i have ever had any issues the customer service are excellent and things always get sorted. Reviewed on: 20th May 2024

Works really well, easy to keep track and make payme...

5
Works really well, easy to keep track and make payments. Reviewed on: 20th May 2024

Hassle free credit east to use no fuss

5
Hassle free credit east to use no fuss Reviewed on: 20th May 2024

Stress free payment plans easy to follow

5
Stress free payment plans easy to follow Reviewed on: 20th May 2024

Can't beat this company, so helpful

5
Can't beat this company, so helpful Reviewed on: 20th May 2024

Easy to use

5
Very good fast payment and very Secure. Reviewed on: 20th May 2024

Flexible pay terms and offer 0% interest on selected...

5
Flexible pay terms and offer 0% interest on selected purchases. Reviewed on: 20th May 2024

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