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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181094)

The interest free period is excellent as is the paym...

The interest free period is excellent as is the payment in 3 option. This all helps with spreading costs and budgeting! I also feel confident using PayPal, particularly online, as there is a buyers protection service embedded in the system. Reviewed on: 24th April 2026

Quick easy simple.

Quick easy simple...No issues around applying Reviewed on: 24th April 2026

Happy with PayPal.....

Provide a good service, and offer extended credit facilities. Reviewed on: 24th April 2026

Fast money transfer ,easy to use, so cool

Fast money transfer ,easy to use, so cool Reviewed on: 24th April 2026

Paypal is great

Paypal is simple to use and very easy to manage money and make payments. Customer service is great Reviewed on: 24th April 2026

Help me spread the cost of unexpected and lumpy costs.

Help me spread the cost of unexpected and lumpy costs. Helps me budget more effectively. Reviewed on: 24th April 2026

Pay pal really helps with affordability and it’s ver...

Pay pal really helps with affordability and it’s very simple to use. Pay in 3 is very good too, better than my bank. Reviewed on: 24th April 2026

Easy and reliable, straight forward and simple to use.

Easy and reliable, straight forward and simple to use. Reviewed on: 24th April 2026

Easy to use fast and safe security is good to use on...

Easy to use fast and safe security is good to use on phone and laptop Reviewed on: 24th April 2026

They review your credit to make sure you can still m...

They review your credit to make sure you can still manage or offer increase when applicable Reviewed on: 24th April 2026

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