Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,105 reviews, last reviewed 5th Aug 2026
57% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026
Gabriel N's avatar
Gabriel N

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181105)

Cannot fault service, super quick and easy for any t...

5
Cannot fault service, super quick and easy for any transaction. App makes it even easier! Reviewed on: 23rd April 2026

PayPal credit is so simple and easy to use,.

5
PayPal credit is so simple and easy to use, always my go to for paying for products online. Reviewed on: 23rd April 2026

Top retailer 5* very happy always useful and great o...

5
Top retailer 5* very happy always useful and great offers on shopping and credit . Reviewed on: 23rd April 2026

When I use pay pal I always feel safe and it as alwa...

5
When I use pay pal I always feel safe and it as always worked for me Reviewed on: 23rd April 2026

I’ve been with PayPal for as long as I can remember.

5
I’ve been with PayPal for as long as I can remember. For them to offer £1200 in credit for 4 months 0% interest, is truly amazing!! Reviewed on: 23rd April 2026

Very good as of now with services

5
Very good as of now with services Reviewed on: 23rd April 2026

My pal PayPal!

5
PayPal offers me a one stop finance service for regular payments, online purchases , split payments and credit. Everything under one roof! Easy to track transactions and great support when things don't go as planned. Reviewed on: 23rd April 2026

So far any time I had a question or issue it was res...

5
So far any time I had a question or issue it was resolved in satisfying matter. Reviewed on: 23rd April 2026

PayPal is easy to use and keep track of what money i...

5
PayPal is easy to use and keep track of what money is due - it has been a lifeline for me. Reviewed on: 23rd April 2026

I am very satisfied with paypal they have a great cu...

5
I am very satisfied with paypal they have a great customer service! Amazing Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101262 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products