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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Easy to use , not had a problem to date...

5
Easy to use , not had a problem to date Reviewed on: 23rd April 2026

I find PayPal very easy to use and would highly reco...

5
I find PayPal very easy to use and would highly recommend to others. Reviewed on: 23rd April 2026

paypal experience

5
i have been with paypal for many years and always have easy and excellant experience i would highly recommend anyone to join Reviewed on: 23rd April 2026

I've used PayPal for a number of years now and found...

5
I've used PayPal for a number of years now and found it very helpful Reviewed on: 23rd April 2026

Easy to use

5
Find everything easy to use and very efficient Reviewed on: 23rd April 2026

Great app, service and ease of buying products.

5
Great app, service and ease of buying products. The buy now pay in 4 months gives flexibility and time to pay for items. Reviewed on: 23rd April 2026

Excellent service and would recommend.

5
Excellent service and would recommend. Reviewed on: 23rd April 2026

I’ve never had any issues with PayPal.

4
I’ve never had any issues with PayPal. Reliable and easy and fast. Reviewed on: 23rd April 2026

Great platform.

5
Great platform. Easy to understand. I like the ability to earn points with purchase and interest free purchase plans enabling me to spread the cost when it suits. Reviewed on: 23rd April 2026

Fast easy use

5
Easy use straight forward no hassle just what you want Reviewed on: 23rd April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review