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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100468 reviews)

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4.90

Based on 100,468 reviews, last reviewed 7th May 2026

2291200% increase in 5 star reviews

in the past 90 days

6650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I am enjoying using PayPal credit,allows me spread t... I am enjoying using PayPal credit,allows me spread the cost over a time and can use it whenever i need. Reviewed on: 7th May 2026

Latest lowest rating:

2

Had fraudulent transaction on post isl credit. Had fraudulent transaction on post isl credit. Was nightmare trying to sort out Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100468)

A

All you need is pay pal and pay pal Reviewed on: 12th August 2022

Best Credit For Online Shopping

I've found paypal credit to come in extremely helpful when shopping online due to its ease and security. Reviewed on: 12th August 2022

Amazing Service

Amazing service get support very happy Reviewed on: 12th August 2022

Easy

Very easy to manage and look over your spendings and payments. Massive plus is a no interest loan! Love it Reviewed on: 12th August 2022

transactions

Very easy to transfer and receive monies Reviewed on: 12th August 2022

Easy to use and safe

The best and safe method to pay... Reviewed on: 12th August 2022

My review

I personally enjoy using paypal services for splitting bills, and paying friends. I have also made use of PayPal’s crypto feature. It’s perfectly simple! Credit with PayPal is a bliss and the direct debit setup has made budgeting so easy Reviewed on: 12th August 2022

Great service

Easy to use service, only down side is not all retailers let you pay with PayPal but most big retailers do. Reviewed on: 12th August 2022

Easy money

Made wonga on the crypto and made my life easier paying in three Reviewed on: 12th August 2022

Excellent company

Great website. Easy to follow. Would recommend to my friends (if I had any) Reviewed on: 12th August 2022

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