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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Excellent

5
I have used PayPal credit several times and never had a problem Reviewed on: 23rd April 2026

Paypal is easy and safe to use, giving me extra time...

5
Paypal is easy and safe to use, giving me extra time to pay for things when I need it. Reviewed on: 23rd April 2026

Cannot beat it.

5
I have used Paypal for many years and its convenience and speed has always meant I have kept it as a primary online paying tool. Reviewed on: 23rd April 2026

Never had problem with paypal,always sorted problems...

5
Never had problem with paypal,always sorted problems and customer service 10 out of 10 Reviewed on: 23rd April 2026

It's been very easy to use, excellent service

5
It's been very easy to use, excellent service Reviewed on: 23rd April 2026

I love using PayPal credit beacuse it's help to mana...

5
I love using PayPal credit beacuse it's help to manage my money and control. Reviewed on: 23rd April 2026

PayPal is very convenient across multiple the field.

5
PayPal is very convenient across multiple the field. Reviewed on: 23rd April 2026

Customer Serbice

5
Great help when payments go wrong.Take all the hassle out of getting your money back. Reviewed on: 23rd April 2026

Had no problems with Paypal Credit and like that I c...

5
Had no problems with Paypal Credit and like that I can make adhoc payments Reviewed on: 23rd April 2026

Very good from start to finish when I paying for...

5
Very good from start to finish when I paying for goods Reviewed on: 23rd April 2026

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