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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100416 reviews)

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4.90

Based on 100,417 reviews, last reviewed 7th May 2026

2288900% increase in 5 star reviews

in the past 90 days

6650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal with confidence I think PayPal is a great way to pay securely and with confidence. Also the pay in 3 installments helps a lots to manage my payments. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100417)

Excellent!

Responsible lender and really flexible with customers especially during the difficult months of the Covid pandemic Reviewed on: 12th August 2022

Absolutely love it!

Being able to pay back in 4 months with no interest is super handy aswell as it being really easy to use! Highly recommend! Reviewed on: 12th August 2022

Easy to use

Very convenient and the service is straightforward Reviewed on: 12th August 2022

The most reliable payment solution.!

PayPal is the best intermediary payment solution I have ever used! Highly recommended! ;-) Reviewed on: 12th August 2022

Excellent service

PayPal credit Really quick and easy to use helps buying items so much easier online extremely hassle free making buying easier with interest free payment options Reviewed on: 12th August 2022

Easy to use and excepted by most big companies

Excellent customer service, I had a problem and they sorted it out very fast for me Reviewed on: 12th August 2022

Quick and safe

I use PayPal credit to complete larger purchases and get the option of pay in 3 interest free which is ace but it’s only an assets to your wallet if you have the affordability to pay Reviewed on: 12th August 2022

Use it but keep it in mind to pay it back

Service that helps to get what we want with more time to pay Reviewed on: 12th August 2022

Great service

Paypal credit is a great service and has helped me spread the cost for items i needed while keeping the interest low. Reviewed on: 12th August 2022

Trustworthy

Best rates for credit in terms of apr, you don’t pay interest right away either. PayPal’s customer service is brilliant and the user interface is easy to understand. Reviewed on: 12th August 2022

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