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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

very good service used on all websites

very good service used on all websites Reviewed on: 23rd April 2026

Stress free..

Very easy to use. Pay is 3 is a blessing.. Pay in 4 is icing on the cake..Makes u less stressful for payments if u do these two on time. Hope they start pay in 6 with 0% interest for first 6 months, wud be very helpful. Reviewed on: 23rd April 2026

Always on time like a superhero.

Always on time like a superhero. Reviewed on: 23rd April 2026

Great way to spread the cost of purchases

PayPal Credit has been really useful, I was approved for a £2,000 credit limit which gives me plenty of flexibility for larger purchases. The "buy now, pay later" feature is convenient and works seamlessly at checkout on many major retailers. It's easy to manage through the PayPal app and gives peace of mind knowing I can spread costs when needed. Would recommend for anyone who shops online regularly. Reviewed on: 23rd April 2026

Low credit limit no control over it

Low credit limit no control over it Reviewed on: 23rd April 2026

Would Recommend

Had no issues with Pay Pal or using Pay Pal credit Reviewed on: 23rd April 2026

The best for its comfort and ease of application

The best for its comfort and ease of application Reviewed on: 23rd April 2026

Simple, fast and safe.

Simple, fast and safe.Using it for everything you want to pay wherever you go. Reviewed on: 23rd April 2026

Just a good service overall.

Just a good service overall. It makes paying for anything easier. I also feel like it adds a layer of protection when buying online. Reviewed on: 23rd April 2026

your customer service is very bad

your customer service is very bad Reviewed on: 23rd April 2026

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