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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

So easy to use and added online protection

5
So easy to use and added online protection Reviewed on: 23rd April 2026

its great and easy to use and pay for things, plus y...

5
its great and easy to use and pay for things, plus you get more security with paypal Reviewed on: 23rd April 2026

I'm happy using PayPal as when I need to phone for h...

5
I'm happy using PayPal as when I need to phone for help or to ask questions they are very helpful every time Reviewed on: 23rd April 2026

Have been using Paypal for a very long time.

5
Have been using Paypal for a very long time. I can always rely on it it. Reviewed on: 23rd April 2026

very usefull

5
I used paypal credit very usefull Reviewed on: 23rd April 2026

Paypal is very quick and convenient dealing with any...

5
Paypal is very quick and convenient dealing with any issues Reviewed on: 23rd April 2026

PayPal has been an invaluable service for years now,...

5
PayPal has been an invaluable service for years now, years ago someone manage to get hold of my PayPal log in and started buying, website domains. PayPal noticed this activity and stopped then, called me to confirm that it wasn't me then dealt with the recouping all of my money. Absolutely top tier service Reviewed on: 23rd April 2026

I have been using PayPal since 2012 and has been my...

5
I have been using PayPal since 2012 and has been my secure way to pay ever since. I'm so glad the PayPal debit card is out, now I can use it part of my every day purchase Reviewed on: 23rd April 2026

I’ve used PayPal for years and it’s one of the easie...

5
I’ve used PayPal for years and it’s one of the easiest ways to pay online. It’s quick, widely accepted, and I like not having to share my card details with every site. Refunds are usually straightforward and the app makes it easy to keep track of everything. Occasionally there can be delays or account checks, but overall it’s been reliable and convenient. Reviewed on: 23rd April 2026

Excellent easy service, handy using all payment meth...

5
Excellent easy service, handy using all payment methods in one place and secure Reviewed on: 23rd April 2026

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