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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177214)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Love Pay In 3

4
Love Pay In 3 and other options as makes a real difference to be able to spread cost over time. Sufficient checks in place, though sometimes can be a bit of a blocker if transaction queried. Trust and love the brand, though. Reviewed on: 12th July 2026

I have been using PayPal for close to 15 years now ,...

5
I have been using PayPal for close to 15 years now , and my experience with them has been excellent, the ease at which I can use them to pay bill and shop online is second to none. Plus the payment options with PayPal makes paying stress free. Reviewed on: 12th July 2026

Excellent service, no complaints.

5
Excellent service, no complaints.. no issues. Quick to resolve any problems. Reviewed on: 12th July 2026

Secure Payments and Helpful Pay in 3 Option

5
've been using PayPal for several years and it's become my preferred way to pay online. I find it quick, convenient and reassuring not having to enter my card details on every website. Transactions are usually smooth, and I like being able to see all my purchases in one place. I've also found PayPal Pay in 3 really useful for spreading the cost of larger purchases over three payments, making it easier to budget without paying everything upfront. Overall, it's a service I use regularly and would happily recommend to others. Reviewed on: 12th July 2026

My chanse in life

5
Мне помогает пользоваться большими возможностями для улучшениями в жизни. Reviewed on: 12th July 2026

I value the secure and easy to use payment method.

5
I value the secure and easy to use payment method. Reviewed on: 12th July 2026

Pay in 3

5
Only got in touch with paypal twice and resolved my issue. Great for pay in 3 Reviewed on: 12th July 2026

Easy to use.

5
Easy to use. Straight forward and simple! Would recommended Reviewed on: 12th July 2026

For me a handy go to place

5
Hand for pay in 3 services, plus most ppl credit give 4 month @ 0% so can be convenient Reviewed on: 12th July 2026

Accepted everywhere

4
Accepted everywhere, especially now that they've provided physical cards Reviewed on: 12th July 2026

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