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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147889)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal credit

4
Great for spreading the cost, building credit and low monthly repayments, makes shopping hassle free and i use all the time, can repay more when needed, the app is easy to use and can set up a direct debit for repayments so you dont forget. Reviewed on: 3rd July 2026

I was using PayPal years with confidence also good s...

5
I was using PayPal years with confidence also good service and I love the system spread the cost. Thanks Reviewed on: 3rd July 2026

Great service

5
Great service all round good customer service and easy to set up. Reviewed on: 3rd July 2026

I have been using PayPal for long time it's my favou...

5
I have been using PayPal for long time it's my favourite app and am verey satisfied with PayPal safe and trustworthy. Reviewed on: 3rd July 2026

Bad experience

4
My last experience trying to get my money back from Nike was a great put off. The item never came. Even to.this day the item never came and Paypal was a let down. But Barclays customer service was great!!!! So for that reason these days I am sceptical buying stuff from new companies via paypal. Reviewed on: 3rd July 2026

Safe way to shop, spread the cost over three install...

5
Safe way to shop, spread the cost over three installments and interest free credit options Reviewed on: 3rd July 2026

company prevented from taking payments the paypal way .

5
when a company took money through my account when they should not have done ,paypal agent helped me sort it out quickly and efficiently .agent explained how to stop payments in error from happening again . Reviewed on: 3rd July 2026

Savior always

5
PayPal in helpful, it is the go to place Reviewed on: 3rd July 2026

Great customer service and very helpful

5
Great customer service and very helpful Reviewed on: 3rd July 2026

Used for three years never a issue simply to use and...

5
Used for three years never a issue simply to use and u destined Reviewed on: 3rd July 2026

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