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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146230)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great payment Platform.

Used Paypal for a long time never had any problems. Would recommend +AAAAA. Extremely safe. Reviewed on: 30th June 2026

Easy to use and you can pay back in installments, ve...

Easy to use and you can pay back in installments, very handy especially when you can't take a little loan from the bank. Pay pall saved me with my holiday , I was able to pay my holiday and payed back to PayPal in 3 installments. Thanks Reviewed on: 30th June 2026

Made my purchase as easy as clicking a button and en...

Made my purchase as easy as clicking a button and enabled me to manage my finances in a way to suit me. Reviewed on: 30th June 2026

I love paying most of my online through pay pal know...

I love paying most of my online through pay pal knowing my transaction is safe and I am protected. Pay in 3 is amazing and saved me track my credit. Reviewed on: 30th June 2026

There when you need it.

It's quick and uncomplicated. Most importantly it's there when you need it. Reviewed on: 30th June 2026

Bought many things using PayPal credit

Bought many things using PayPal credit and the rates for using it are amazing. Have recommended it to lots of friends and family and I plan to use it more in the future for more purchases. Also there is no pressure to pay back so it's perfect for budgeting. Reviewed on: 30th June 2026

10 of 10

Safe to buying and quickly responding any questions Reviewed on: 30th June 2026

Interest free options

I love the interest free option and PayPal availability on many websites. Reviewed on: 30th June 2026

Great and Convenient

Paypal Credit has been great to use and very customer friendly. Reviewed on: 30th June 2026

Brilliant!!.. PayPal Offers Fab Flexibility

Brilliant!!.. PayPal offers fab flexibility, with their pay in 3 option or 0% across 4 months. Having a large family this can be great over Christmas time or with any larger purchases. And sometimes with unexpected purchases, when a household item decides to give up on you. Reviewed on: 30th June 2026

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