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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181101)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal always helps me when I am struggling

5
PayPal always helps me when I am struggling Reviewed on: 5th August 2026

Never had any issues since using PayPal so complaints.

5
Never had any issues since using PayPal so complaints. Ideal way to spend with reassurance Reviewed on: 5th August 2026

I have been useing paypal for over 20 years now safe...

5
I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

A good secure way.

5
A good secure way. of shopping today@ Reviewed on: 4th August 2026

Great credit allowance

5
Very good excellant amount of credit Reviewed on: 4th August 2026

peace of mind

5
The flexibility gives me enormous peace of mind which then supports my passion to be outdoors and travelling doing extreme sports that I love to do. Reviewed on: 4th August 2026

PayPal value for money

5
Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

A little different than your average credit card

5
Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Excellent good excellent good excellent good

5
Excellent good excellent good excellent good Reviewed on: 3rd August 2026

Awesome PayPal

5
PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

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