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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143599 reviews)

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4.73

Based on 143,599 reviews, last reviewed 21st Jun 2026

4264800% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I really like that you can pay everywhere with PayPa... I really like that you can pay everywhere with PayPal and it’s safe and secure. I also really like the concept of PayPal credit and that if you buy £9... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143599)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I really like that you can pay everywhere with PayPa...

I really like that you can pay everywhere with PayPal and it’s safe and secure. I also really like the concept of PayPal credit and that if you buy £99+ then you can get 4 months of 0% interest. I like that PayPal credit have also introduced a physical card which means that I can pay everywhere with PayPal credit even physical shops. Reviewed on: 21st June 2026

Good service and convenient to pay.

Good service and convenient to pay.Highly recommend to Friends. Reviewed on: 21st June 2026

Amazing app.

Been with PayPal for many years and I love their services. Reviewed on: 21st June 2026

Never any problems always a smooth process

Never any problems always a smooth process Reviewed on: 21st June 2026

Is an excelente financial product

Is an excelente financial product Reviewed on: 21st June 2026

Great experience and no issues since using

Great experience and no issues since using Reviewed on: 21st June 2026

I have used PayPal for many years and they have prov...

I have used PayPal for many years and they have provided me with an easy to use and safe option when paying for items. I feel safe knowing that PayPal ensures customer safety whilst also providing good service. Reviewed on: 21st June 2026

Best credit facility

Fully automated. No hassles.. good customer suppoer. Fee revoked Reviewed on: 20th June 2026

PayPal has been a great experience so far!

PayPal has been a great experience. Has helped me out of some tight spots. Although maybe it was a little too easy to set up and get the account approved. Satisfied but concerned about how someone might fall into the trap of money lending Reviewed on: 20th June 2026

Great Service

I have used PayPal credit for about a year now, I find that the access to credit is convenient. I particularly like that no interest is charged on items over £100 if fully repaid within 4 months. I once had an enquiry and had to speak to a customer service rep. They were polite and were able to resolve the issue raised in time. Reviewed on: 20th June 2026

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