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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136123 reviews)

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4.73

Based on 136,123 reviews, last reviewed 11th Jun 2026

3924450% increase in 5 star reviews

in the past 90 days

10900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

It's a pal in time of need. I have not understood fully the potential of PayPal, even now, there must be more services than I m aware, but one thing about PayPal, they have been ... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136123)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

It's a pal in time of need.

I have not understood fully the potential of PayPal, even now, there must be more services than I m aware, but one thing about PayPal, they have been very reliable and clear about interest free charges, and ensuring that it is not written in small fonts but highlight the opportunity to use in situations where your circumstances are might be difficult. The interest free payment scheme are really ethical, and in this current climate a relief from financial pressure allowing you to pay later, or in instalments. A brilliant scheme, and customer service is good and efficient in solving enquiries. Reviewed on: 11th June 2026

Ease of use in app, reasonable rewards.

Ease of use in app, reasonable rewards. Competitive rates and options for payment. Communication is excellent. Reviewed on: 11th June 2026

PayPal credit - 10/10

PayPal credit has been useful to have, especially with larger purchases. It has multiple payment options which is helpful, you can either pay in instalments over a number of months, this is a great option as the timeframes on offer are very flexible, you can pay over 3-48 months! Definitely helps to make those big purchases more affordable. Also has the option to use your available credit, interest free if you pay within 4 months. After that you pay interest but, interest rates are affordable. It has been very easy to navigate and use - you are able to view available and used credit, instalment plans, upcoming payments and make early payments all very easily on the website/app. 10/10, would recommend. Reviewed on: 11th June 2026

Great product, highly recommended.

Able to pay for my holiday, no issues! Reviewed on: 11th June 2026

Very good and easy to use.

Very good and easy to use. Would definitely recommend to everyone Reviewed on: 11th June 2026

So easy to set up and value for money

So easy to set up and value for money Reviewed on: 11th June 2026

Spread the cost

Good way of buying expensive goods with interest free Reviewed on: 11th June 2026

Brilliant experience never a problem

Brilliant experience never a problem Reviewed on: 11th June 2026

PayPal credit is so important in my life as a mother.

PayPal credit is so important in my life as a mother. Sometimes kids need uniforms, birthdays come when the pocket is not lined properly but the PayPal credit is always there for me to use. Reviewed on: 11th June 2026

Instant Classic

It’s so useful for making those on the spot purchases when you know you need something so much right now. Reviewed on: 11th June 2026

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