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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181139)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Comfertable way to spend money

Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

My personal experience with PayPal

I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handled securely! Definitely 5 stars! Reviewed on: 1st September 2026

I’ve used Pay Pal credit for a few years now, fantas...

I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

I have the best customer service and most of my requ...

I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

HelloTabassum

i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Easy to use great service

Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Makes life easier

I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward and I always make sure to pay my balances on time, so I never get charged any interest. I feel like it makes my life easier at the moment if I don't want to make big purchases in full, e.g. holidays, etc. Really happy that they have the credit card as well, which is super handy when PayPal isn't an option at checkout. Reviewed on: 24th August 2026

Comes in handy when needed easy to use and understand

Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Nothing hidden, simple to use.

Nothing hidden, simple to use. Convenient for making those larger purchases, especially when they are unexpected Reviewed on: 21st August 2026

Very good experience so far.

Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

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