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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180976 reviews)

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4.73

Based on 180,974 reviews, last reviewed 20th Jul 2026

233% increase in 5 star reviews

in the past 90 days

287% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Convenient form of payment especially when there is... Convenient form of payment especially when there is an issue with provider. Paypal offers excellent customer protection. Reviewed on: 20th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180976)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal are brilliant, I've been short of money many...

Paypal are brilliant, I've been short of money many times but thank you PayPal I have the choice of pay in 3 or the credit card. Reviewed on: 21st July 2026

stolen debit card

my experience with paypal was really great as when i reported unknown transaction, they declined it immediately and then figured out the card was stolen Reviewed on: 21st July 2026

Convenient form of payment especially when there is...

Convenient form of payment especially when there is an issue with provider. Paypal offers excellent customer protection. Reviewed on: 20th July 2026

Very easy to use and most of all very convenient.

Very easy to use and most of all very convenient. I use the app very often, Reviewed on: 20th July 2026

Quick and easy for making payments.

Quick and easy for making payments. Great ways to pay for more costly items. Reviewed on: 20th July 2026

No issues.

No issues. I do think the activity section could be updated so i can see other purchases all the time rather than just the ones that are over £99 with 0% interest. Sometimes paying things off when you can't see them there anymore can be confusing. But over all can't complain. Available on a wide range of platforms too. Reviewed on: 20th July 2026

Easy to handle and really helpful when you want to m...

Easy to handle and really helpful when you want to make monthly payments if you don't have full upfront payment. Reviewed on: 20th July 2026

easy to use helping wery much buy more expensive pr...

easy to use helping wery much buy more expensive products Reviewed on: 20th July 2026

PayPal is the best!

I have used PayPal credit and PayPal in general for years now and they have always been an advisor there to help with any issue. Reviewed on: 20th July 2026

Good experience I wish it was simpler

Good experience I wish it was simpler Reviewed on: 20th July 2026

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