Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

View other PayPal products

4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181148)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Amazing!

Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Great credit option.

Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

I trust them completely. Always there to help

I trust them completely. I was scammed a while ago, diet pills turned out they were fake. PayPal took over and refunded me in full. I was so incredibly grateful. Always recommend anyone using PayPal Reviewed on: 11th September 2026

Easy to set up, reminders when payment is due.

Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

I always use PayPal for paying for things.

I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened to me. Reviewed on: 8th September 2026

It’s been miraculous.

It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Never had a negative experience with Paypal credit a...

Never had a negative experience with Paypal credit and they usually have great offers for consumers. Reviewed on: 4th September 2026

Safest putchase

I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

So happy with PayPal credit ...

It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential bills extra. This meant I could have the items I really wanted like clothing and shoes I needed for going out etc. This made me very happy. I'm very grateful for this. Reviewed on: 3rd September 2026

Comfertable way to spend money

Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub