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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181163 reviews)

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4.73

Based on 181,162 reviews, last reviewed 28th Oct 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

my favourite tool, it s so easy to use it and fast a... my favourite tool, it s so easy to use it and fast and reliable Reviewed on: 28th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181163)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I like to use PayPal credit it’s a convenient and fl...

I like to use PayPal credit it’s a convenient and flexible way to pay in instalments Reviewed on: 29th October 2026

my favourite tool, it s so easy to use it and fast a...

my favourite tool, it s so easy to use it and fast and reliable Reviewed on: 28th October 2026

Always works and safe.

Always works and safe. I am confident when useing paypal. Reviewed on: 23rd October 2026

I have always had very good experience using PayPal,...

I have always had very good experience using PayPal, I can trust my money is safe. Reviewed on: 15th October 2026

Happy to use pay in 1 month time

I've ordered an item on buy now play next month. I'm so glad that Paypay has this option to pay in a month's time. Reviewed on: 14th October 2026

The customer service team provides exceptional suppo...

The customer service team provides exceptional support through an efficient process Reviewed on: 13th October 2026

PayPal credit card is Ace

Easy to apply for, easy to link to Apple Pay and easy to understand. Reviewed on: 10th October 2026

Paypal Credit has added value to my Finances

Paypal credit is one of the best options available in the credit market. Having lower credit limit allow me to be concious on my sepending and also points eanred on every spend is a bonus. Easy and hassle free Reviewed on: 10th October 2026

been useing paypal for years and years

been useing paypal for years and years Reviewed on: 5th October 2026

Best Customer service

Best Customer service, and great value. Reviewed on: 29th September 2026

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