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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145430)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very helpful and worth.

Very helpful and worth. Good amount of credit Reviewed on: 27th June 2026

PayPal credit is a great alternative option

PayPal credit is always there as an option when needing to spread payments or give yourself a little bit extra time. Reviewed on: 27th June 2026

Really good and uncomplicated system

I have used PayPal for years in that time I have never had any problems or issues with PayPal It’s really easy and uncomplicated you should give it a go Reviewed on: 26th June 2026

Very good experience since I started with papal

Very good experience since I started with papal Reviewed on: 26th June 2026

PayPal has been incredibly easy to use

PayPal has been incredibly easy to use, whether I’m sending money, paying for something online, or checking my balance on the go. The layout is simple and intuitive, so everything is exactly where you expect it to be. Payments go through quickly, and the whole process feels smooth and stress‑free. The security features also give real peace of mind. Logging in is quick but still protected, and every transaction has clear tracking so you always know what’s happening with your money. Accessing funds, transferring to the bank, or paying someone back takes seconds. Overall, it’s reliable, convenient, and makes everyday payments a lot easier. Reviewed on: 26th June 2026

Love PayPal

I have used PayPal for years now and I always feel I am in safe hands. Even when I have had issues they have been great and sorted it all out. With different options to use them it makes them the flexible option Reviewed on: 26th June 2026

Clearer APR and payment information

PayPal Credit is a great platform, but I think it would be even more useful if it provided a clearer breakdown of each credit purchase, including when the promotional period ends and when APR will begin to apply if the balance isn’t paid in full. Having this information displayed for each individual transaction would make it much easier to manage repayments and avoid unexpected interest charges. Reviewed on: 26th June 2026

Applies to many stores.

Applies to many stores. You can use to startup a business Reviewed on: 26th June 2026

Safer with Paypal

Paypal always makes me feel safer purchasing online. It's quick and easy to use. PayPal credit is handy too, but it does have a reasonably high interest rate. Reviewed on: 26th June 2026

App is easy to use and clear.

App is easy to use and clear. Making payments both to vendors and paying account off is easy to use Reviewed on: 26th June 2026

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