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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732483927754749687 (144784 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144784)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Customer service and support is great.

Customer service and support is great. Reviewed on: 23rd June 2026

Good introduction

I have found PayPal Credit. to be a painless introduction to the intelligent use of consumer credit . I just wish the site was a little less ‘clunky’, and more immediately transparent Reviewed on: 23rd June 2026

Bigger purchase without delay

I’ve had a very good experience with PayPal Credit, which has helped me to manage my bigger purchases more efficiently and without any delay or extra cost. It also made me more disciplined about my daily spending and managing debt Reviewed on: 23rd June 2026

Simple transaction

Easy options for ways to pay always easy with the app good for buying a selling things makes it simple and safe online Reviewed on: 23rd June 2026

Really goof total control of what you spend

Really goof total control of what you spend Reviewed on: 23rd June 2026

Payed with PayPal, call PayPal!

Purchased a flight fare using the PayPal credit card. After some missing information from the airline I reached out to PayPal and my issue was resolved within minutes. Reviewed on: 23rd June 2026

Free interest for purchase and easy to use

Free interest for purchase and easy to use Reviewed on: 23rd June 2026

Quick easy and trusted company.

Quick easy and trusted company. Feel safe when making transactions and easy to verify Reviewed on: 23rd June 2026

A good credit service to use

Has 0% interest offer on purchases over a certain amount which is very good. Reviewed on: 23rd June 2026

Will use PayPal time & time again!

Never a bad experience with PayPal, credit offers are good, blue point rewards are worth it and I had a lovely chat with paddy which was to query my credit account but he assured me of my issue and sorted me out within a 5 minute call! Reviewed on: 23rd June 2026

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