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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (141946 reviews)

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4.73

Based on 141,946 reviews, last reviewed 18th Jun 2026

4189900% increase in 5 star reviews

in the past 90 days

11900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Im disappointed with payment allocation Im disappointed when making payments that you cant apply the payments to the oldest transactions which means you dont get the free credit as you expec... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Paypal has gone downhill for consumer protection Pàypal used to be the safest way to purchase online goods, but it now is being used by online scammer companies and after i got hit hy a scammer cmpan... Read more Reviewed on: 17th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (141946)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Im disappointed with payment allocation

Im disappointed when making payments that you cant apply the payments to the oldest transactions which means you dont get the free credit as you expect. If this was sorted id be giving 5* Reviewed on: 18th June 2026

I love being able to spread the cost

I love being able to spread the cost of things over a few months interest free. If any fraud happens, PayPal’s covers you. I feel safe and protected. Reviewed on: 18th June 2026

I use it to secure my payments and I know if I have...

I use it to secure my payments and I know if I have any issues they will help sort them out. Reviewed on: 18th June 2026

Abu baker

Very simple to understand how to use it Reviewed on: 18th June 2026

4 months interest free is very useful

4 months interest free is very useful Reviewed on: 18th June 2026

very good able to buy i like over time and 3 payment...

very good able to buy i like over time and 3 payment very good exerience Reviewed on: 18th June 2026

Always had good service from them and never any prob...

Always had good service from them and never any problems. Reviewed on: 18th June 2026

PayPal Credit has been a great financing option for me.

PayPal Credit has been a great financing option for me. The application process was quick and straightforward, and the flexibility to spread payments over time has been very helpful. Managing my account is easy, payments are processed smoothly, and I appreciate the promotional financing offers available on eligible purchases. Overall, a convenient and reliable credit service that has made online shopping much more manageable. Reviewed on: 17th June 2026

Secure and safe

When I use Paypal O feel safe and secure . Reviewed on: 17th June 2026

Long time customer

Been using for years and paypal has really helped me build confidence with my finances. Reviewed on: 17th June 2026

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