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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,956 reviews, last reviewed 18th May 2026
2726150% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every time I use PayPal it gets the job done . Every time I use PayPal it gets the job done if l am a little short on funds pay pal will not let me lose out on a item and pays and gives me a few mo... Read more Reviewed on: 18th May 2026
shayne m's avatar
shayne m

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109956)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024
Manjeet P's avatar
Manjeet P

Every time I use PayPal it gets the job done .

5
Every time I use PayPal it gets the job done if l am a little short on funds pay pal will not let me lose out on a item and pays and gives me a few more days to pay Reviewed on: 18th May 2026
shayne m's avatar
shayne m

I've used the service a very long time never had any...

5
I've used the service a very long time never had any issues..great service quick payment Reviewed on: 18th May 2026
ann smith's avatar
ann smith

Happy customer

5
Never had a bad experience while using paypal, pretty rare nowadays Reviewed on: 18th May 2026
Tim o's avatar
Tim o

Excellent in any level!

5
Excellent Customer Service Excellent Provider Excellent app Excellent experience Reviewed on: 18th May 2026
Cherry H's avatar
Cherry H

Great experience.

4
Great experience. I really like to use PayPal as it's really user friendly. Reviewed on: 18th May 2026
Israt J's avatar
Israt J

I have PayPal credit , very convenient and good repa...

5
I have PayPal credit , very convenient and good repayments Reviewed on: 18th May 2026
Paul S's avatar
Paul S

Interest free credit for 4 months and pay in 3 featu...

5
Interest free credit for 4 months and pay in 3 feature are excellent to help manage your budget Reviewed on: 18th May 2026
Danny's avatar
Danny

Smooth experience

5
My experience with PayPal has been smooth and reliable. Transactions are quick, secure, and easy to manage. PayPal is very user‑friendly. Sending and receiving money is simple, and everything works seamlessly. Reviewed on: 18th May 2026
Damilola E's avatar
Damilola E

Amazing services.

5
Amazing services. Great APR on payments. Easy to use. Reviewed on: 18th May 2026
Adam W's avatar
Adam W

Smooth experience

5
My experience with PayPal has been smooth and reliable. Transactions are quick, secure, and easy to manage. PayPal is very user‑friendly. Sending and receiving money is simple, and everything works seamlessly. Reviewed on: 18th May 2026
Damilola E's avatar
Damilola E

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