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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181123)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very reliable.

Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Always had a great experience.

Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Easy to use the app very quick and simple.

Easy to use the app very quick and simple. Reviewed on: 15th August 2026

PayPal credit gives me freedom

Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Easy to use really handy great companyto have

Easy to use really handy to have Reviewed on: 12th August 2026

Easy to use,

Easy to use, quick response when problems occur Reviewed on: 12th August 2026

Straight forward

Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Very good

Very good, always helpful too have to use Reviewed on: 11th August 2026

Been very helpful service, easy to use and manage.

Been very helpful service, easy to use and manage.Would definitely recommend to friends and family snd will continue to use for a long time. The ease of managing the service, payments, repayments adjusting payment amounts and dates is very useful Reviewed on: 11th August 2026

Easy to contact, kind and fair

Issues with my PayPal account and a secure payment, I had an issue with a seller and the quality of their service and product. I rang PayPal and the issue was addressed by customer service and resolved quickly. Reviewed on: 11th August 2026

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