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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (124951 reviews)

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4.74

Based on 124,951 reviews, last reviewed 8th Jun 2026

3416850% increase in 5 star reviews

in the past 90 days

9950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Good resolutions when problems. Good resolutions when problems. Resolved quickly when goods did not arrive Reviewed on: 8th June 2026

Latest lowest rating:

2

Paypal- poor Well, not the best. Put missed payment on my report twice. Would like to win £1000 to finally close my account. Reviewed on: 8th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (124951)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Good resolutions when problems.

Good resolutions when problems. Resolved quickly when goods did not arrive Reviewed on: 8th June 2026

Helpful PayPal options

Pay in 3 and PayPal credit have helped me when I needed it! Reviewed on: 8th June 2026

I’ve used PayPal Credit for several purchases and fo...

I’ve used PayPal Credit for several purchases and found it easy to use and convenient when spreading the cost of larger purchases. The application process was straightforward, payments are easy to manage through my account, and I appreciate the flexibility it provides when needed. Overall, my experience has been positive, and I would consider using it again in the future. Reviewed on: 8th June 2026

Easy to navigate.

Easy to navigate. Good communication Reviewed on: 8th June 2026

So far so good.

So far so good. I've been a customer for many years and it's been positive. Reviewed on: 8th June 2026

Been using paypal on eBay for years.

Been using paypal on eBay for years. Never had an issue do i now use it for multitude of transactions because I believe my money is safe. Reviewed on: 8th June 2026

Easy to use application and various payment options.

Easy to use application and various payment options. Reviewed on: 8th June 2026

I've used paypal credit on multiple different occasi...

I've used paypal credit on multiple different occasions to help spread the cost of items i just don't want to be paying off in full at the time Reviewed on: 8th June 2026

I feel enough safe.

I feel enough safe. I prefer to use PayPal for any transactions. With PayPal I'm protected and I can be sure a I never will be scammed. Reviewed on: 8th June 2026

Paypal credit is really easy to use and the interest...

Paypal credit is really easy to use and the interest rates are good too. Especially the 0% interest for 4 months, I have been using Paypal credit for years now and find it great to use. I also love the options to split even further e.g. 24 months on certain items on ebay etc. There is a lot of flexibility and options to suit everyonr Reviewed on: 8th June 2026

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