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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181157 reviews)

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4.73

Based on 181,157 reviews, last reviewed 10th Oct 2026

97% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit card is Ace Easy to apply for, easy to link to Apple Pay and easy to understand. Reviewed on: 10th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181157)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal credit card is Ace

Easy to apply for, easy to link to Apple Pay and easy to understand. Reviewed on: 10th October 2026

Paypal Credit has added value to my Finances

Paypal credit is one of the best options available in the credit market. Having lower credit limit allow me to be concious on my sepending and also points eanred on every spend is a bonus. Easy and hassle free Reviewed on: 10th October 2026

been useing paypal for years and years

been useing paypal for years and years Reviewed on: 5th October 2026

Best Customer service

Best Customer service, and great value. Reviewed on: 29th September 2026

Really good and flexible account

Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more time to spread the cost. Reviewed on: 21st September 2026

Great service.

Great service. I would highly recommend. 5 star customer service. Reviewed on: 21st September 2026

PayPal is the best to use on line

I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the money will be refunded. I pay on time and have never had any problems using PayPal. Reviewed on: 19th September 2026

Always quick to resolve issues - never have to wait...

Always quick to resolve issues - never have to wait too long on customer service - and the simplicity and flexibility suits my lifestyle 100% Reviewed on: 19th September 2026

Amazing!!!

Just really easy to use and great company Reviewed on: 17th September 2026

Excellent service Paypal credit

Excellent service and customer satisfaction Reviewed on: 14th September 2026

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