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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (115441 reviews)

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4.74

Based on 115,441 reviews, last reviewed 27th May 2026

2979800% increase in 5 star reviews

in the past 90 days

8800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to set up payments and manage. Easy to set up payments and manage. Reviewed on: 27th May 2026

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (115441)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to set up payments and manage.

Easy to set up payments and manage. Reviewed on: 27th May 2026

Reliable always there when you need it

Reliable and always available and excellent customer service Reviewed on: 27th May 2026

Excellent for transferring money abroad

Excellent for transferring money abroad to family or friends because it is simple and quick. Reviewed on: 27th May 2026

It’s just very easy to use!

It’s just very easy to use and works seemlessly. Reviewed on: 27th May 2026

Fabulous service Always handy to have pay in three

Fabulous service Always handy to have pay in three Reviewed on: 27th May 2026

Pay Pal Keeps me Safe on line

Pay Pal helps me to stay safe when purchasing items on line. I don't need to input my bank details, I just need Pay Pal. Reviewed on: 27th May 2026

Great customer service.

Great customer service. Always helpful Reviewed on: 27th May 2026

PayPal credit is very convenient and easy to use and...

PayPal credit is very convenient and easy to use and helps you spread the cost of purchases into manageable amounts. You can set up a direct debit so you don’t forget to pay it but also PayPal will send you a reminder when you have a payment due Reviewed on: 27th May 2026

Great reliable service

I have used PayPal for many years and never had any issues. Plus you know that you are always protected Reviewed on: 27th May 2026

PayPal credit reliable service

An excellent service that has been convenient, transparent, and dependable throughout. Reviewed on: 27th May 2026

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