Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120680 reviews)

View other PayPal products

4.74

Based on 120,680 reviews, last reviewed 5th Jun 2026

3222150% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The opportunity to make the dreams come true This is a amazing way for achieving your goals. Reviewed on: 5th June 2026

Latest lowest rating:

1

payapl credit is scamming customers I changed my PayPal Credit direct debit payment from the minimum payment to a significantly higher amount approximately four months ago. However, I wa... Read more Reviewed on: 5th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (120680)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

The opportunity to make the dreams come true

This is a amazing way for achieving your goals. Reviewed on: 5th June 2026

My pay in 3,paypal credit.

My pay in 3,paypal credit.anythi Reviewed on: 5th June 2026

Accessible and Efficient, it just works!

PayPal is such an easy service to use. I am registered blind so tend to find issues wherever they may be but PayPal really just works! From the UI in the app to their customer service team, it couldn’t be a more easy service to utilise. Reviewed on: 5th June 2026

Great service

Great service, safer way to pay, recommended to anyone. Easy to set up payments. Reviewed on: 5th June 2026

Over all a good company to deal with.

Over all a good company to deal with. Reviewed on: 5th June 2026

PayPal has been fantastic for getting my new phone p...

PayPal has been fantastic for getting my new phone purchased Reviewed on: 5th June 2026

Easy and Trustworthy.

Easy and Trustworthy. That simple! Reviewed on: 5th June 2026

Very professional and responsive

Very professional and responsive Reviewed on: 5th June 2026

It’s been okay so far .

It’s been okay so far . I have called when I had problems with my card and it was rectified Reviewed on: 5th June 2026

Great service recommended I have endorsed PayPal to...

Great service recommended I have endorsed PayPal to my family Reviewed on: 5th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.51 from 27 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 57189 reviews
Payments
from PayPal 4.74 from 3727 reviews
Credit card
from PayPal 4.70 from 87 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub