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PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 10th Aug 2026
38% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026
Kemi 's avatar
Kemi

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181115)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Been very helpful service, easy to use and manage.

4
Been very helpful service, easy to use and manage.Would definitely recommend to friends and family snd will continue to use for a long time. The ease of managing the service, payments, repayments adjusting payment amounts and dates is very useful Reviewed on: 11th August 2026

Easy to contact, kind and fair

5
Issues with my PayPal account and a secure payment, I had an issue with a seller and the quality of their service and product. I rang PayPal and the issue was addressed by customer service and resolved quickly. Reviewed on: 11th August 2026

PayPal credit is convenient, easy to use and accepte...

5
PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Truste service

5
Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026

Impressed with the service and how easy everything w...

5
Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026

Worthy, reliable

5
Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Credit Options

4
sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

As I stated using PayPal Credit t’s easy on daily pa...

5
As I stated using PayPal Credit t’s easy on daily payments use and flexible through the app Reviewed on: 7th August 2026

Very easy to use great communications and customer s...

5
Very easy to use great communications and customer service Reviewed on: 7th August 2026

PayPal Credit

5
Always very happy to help and makes buying more expensive items a bit easier Reviewed on: 7th August 2026

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