Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 97,552 reviews, last reviewed 10th Jul 2026
507% increase in 5 star reviews
in the past 90 days
470% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026
Lynne R's avatar
Lynne R

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026
Gary 's avatar
Gary
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (97588)

No more pay in 3.

3
Always liked PayPal but for some reason I cannot get pay in 3 anymore. I have used this many times to spread the costs of my purchases. Nothing has changed with my financial position, just don’t understand. Reviewed on: 7th July 2026
Stephen LB's avatar
Stephen LB

Brilliant service with no form filling, easy to set...

5
Brilliant service with no form filling, easy to set up and schedule the payments across 3 months - very useful to the consumer! Reviewed on: 7th July 2026
Tony W's avatar
Tony W

I’d had good results with PayPal I’d feel safe using...

5
I’d had good results with PayPal I’d feel safe using PayPal Reviewed on: 7th July 2026
Vicky 's avatar
Vicky

Great way to spread out larger costs

5
Great way to.spread out payments, easy to apply. Worked really well with no issues. Reviewed on: 7th July 2026
Lise's avatar
Lise

Paypal is easy and safe to use

5
I pay for every on line purchase with paypal. Its easy to use and a really safe method of payment. That means a lot on todays world of online shopping Reviewed on: 7th July 2026
christine's avatar
christine

I like pay on 3 - 0% interest, thanks ...

5
I like pay on 3 - 0% interest, thanks Reviewed on: 7th July 2026
Vito Banderas's avatar
Vito Banderas

Very easy to set up and use.

5
Very easy to set up and use. I often use it for quick access when on the move Reviewed on: 7th July 2026
Cheryl K's avatar
Cheryl K

Pay in 3. Simple and effective- a great offering

5
Have used pay in 3 multiple times. Never any issues, clear expectations set. Can't fault it at all Reviewed on: 7th July 2026
Joe B's avatar
Joe B

It’s great being able to spread the cost

5
It’s great being able to spread the cost of the item I buy over a few months. Reviewed on: 7th July 2026
Jacqueline E's avatar
Jacqueline E

Safe transactions, 0% interest on pay in 3 payments,...

5
Safe transactions, 0% interest on pay in 3 payments, useful service Reviewed on: 7th July 2026
Paddy O's avatar
Paddy O

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill