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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94707 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94718)

Reliable and user friendly

In general I’ve never had a good experience with PayPal - no issues using it as a method of payment. I have had issues once via customer service it was as long winded but my issue sorted. When there is an option for PayPal I tend to use. Reviewed on: 7th July 2026

Very happy customer

I only deal with PayPal occasionally but have been impressed with how easy it is to send money between friends. Reviewed on: 7th July 2026

Great easy to use, DD set up so payment come out aut...

Great easy to use, DD set up so payment come out automatically Reviewed on: 7th July 2026

Been with PayPal for a few years...

Been with PayPal for a few years and very good service Reviewed on: 7th July 2026

I have used PayPal for a number of years now and nev...

I have used PayPal for a number of years now and never had a bad experience with PayPal if i have had issues with goods they have always got my money back and are easy to get hold of on the phone if extra help is required i always pay via PayPal as i know i am protected Reviewed on: 7th July 2026

Simple and Easy

You know if you're approved pretty much instantly and the application process is really simple. PayPal send you emails so you can keep track of when your payments are due as well as your remaining balance. Good, reliable service. Reviewed on: 7th July 2026

Always ready to help solve a question and a problem.

Always ready to help solve a question and a problem. Reviewed on: 7th July 2026

I love PayPal pay in 3.

I love PayPal pay in 3. It has always been a lifesaver, helping with budgeting and just being able to afford what you want with the use of monthly installments. They let you know when your due date is close allowing you to make payments ahead of schedule and stay on top of payments. Could not recommend enough! Reviewed on: 7th July 2026

You can shop with confidence using Paypal

You can shop with confidence using Paypal for all your purchases including sending money quickly and safely. Reviewed on: 7th July 2026

Great Experience with PayPal Pay in 3

I've had a great experience using PayPal Pay in 3. The application process was quick and straightforward, and I received an instant decision. Being able to split larger purchases into three interest-free payments made budgeting much easier without any hidden fees. The payments were automatically taken on the scheduled dates, and the reminders helped me stay on track. Overall, it's a convenient, flexible, and reliable way to spread the cost of purchases while keeping finances manageable. Reviewed on: 7th July 2026

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