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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.75 (101313 reviews)

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4.75

Based on 101,313 reviews, last reviewed 6th Oct 2026

82% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use. Easy to use. Quickly tells you if you are eligible or not. Gives you plenty of warning when the payment is due. Reviewed on: 6th October 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal Pay in 3 reviews (101313)

Easy to use and fast payment.

Easy to use and fast payment. Buy in 3 has been q love saver . Reviewed on: 22nd July 2026

Paypal makes you feel protected and I use it for bot...

Paypal makes you feel protected and I use it for both personal and business purposes. It can make complicated financial transactions much easier and other parties also trust it which makes a huge difference! Reviewed on: 22nd July 2026

Love Pay in 3 service!

Love Pay in 3 service! It is very helpful! Reviewed on: 22nd July 2026

GREAT SERVICE

Using PayPal gives me peace of mind, especially when ordering from EBay. I also love the option of paying in 3 instalments. I wouldn’t be without PayPal now. Reviewed on: 22nd July 2026

Use pay in 3 regularly and never have any issues.

Use pay in 3 regularly and never have any issues. Even when items have needed returning, there has been no additional admin work. Reviewed on: 22nd July 2026

I shop online using PayPal all the time and they hav...

I shop online using PayPal all the time and they have never let me down i have had no issues or security problems what so ever Reviewed on: 22nd July 2026

Safe and convenient

I have always found PayPal easy to access and use and if ever needed, the customer service is excellent Reviewed on: 22nd July 2026

Love PayPal pay in 3

Love this pay in 3 makes like so much easier and less worry about the expense of something, I use it all the time now really helped out Reviewed on: 22nd July 2026

Quick and easy to use.

Quick and easy to use. Handy for anyone on a budget Reviewed on: 22nd July 2026

Helpful and secure

Quick and easy way to query payments if necessary. Pay in three is very useful at times but above all, it's safe - only PayPal knows my bank details Reviewed on: 22nd July 2026

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