Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 78,040 reviews, last reviewed 30th Jun 2026
5248400% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

handy & safer to use It’s so handy & safer to check out with PayPal .Also it saves time entering card details etc .So readily accepted too. Reviewed on: 30th June 2026
Simbadash's avatar
Simbadash

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026
David 's avatar
David

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (78301)

Great service

5
Have had a great experience using PayPal. If I ever have a problem, I use the customer service which is easy to contact. One time I had an issue where I was having trouble transferring funds from my PayPal to my debit card. I contacted customer service and the issue was resolved quickly! I recommend using PayPal to transfer and deposit money. Reviewed on: 9th June 2026

It’s great.

5
It’s great. Makes ordering really easy and fast. Allows me to spread the cost of my purchases over 3 months so makes those bigger purchases less daunting. I like that you get reminders when the next payment is due and that it’s all set out clearly before committing. Reviewed on: 9th June 2026

I feel that my transactions are secure when purchasi...

5
I feel that my transactions are secure when purchasing on line. They have a no interest credit pay in three which suits me for larger purchases. All my dealings with them have been excellent Reviewed on: 9th June 2026

They're good people.

5
They're good people. My registration did not stress me at all Reviewed on: 9th June 2026

Pay in 3 with PayPal

5
Pay in 3 is a great way to spread one's costs over 3 months. It's also good that it is interest free. Finally, I feel it is a safe way to pay which ensures I can get my money back if a retailer is being slow to refund me. Reviewed on: 9th June 2026

Stress free payment

5
Pay in 3 makes my purchases stress free , nothing to worry about . And when I get a refund from the retailer, was easy to transfer the money back in to my account . Love pay in 3 Reviewed on: 9th June 2026

Reliable/dependable

5
Overall I've been with PayPal for quite some years and it's been a very dependable service and never let me down, always trustworthy, and reliable staff via customer service very helpful and nothing has been too much trouble. Reviewed on: 9th June 2026

Very easy to use, great value.

5
Very easy to use, great value. Customer service very helpful. Most places except PayPal Reviewed on: 9th June 2026

Pay in 3 has helped me massively over the last 4 yea...

5
Pay in 3 has helped me massively over the last 4 years, giving me the chance to buy things that would make it a struggle if i bought them outright. Reviewed on: 9th June 2026

Easy to use and superb services

5
I love how easy it is to use PayPal and the services they offer like help with disputing orders and the latest new service PayPal plus - it’s so easy to get money back on your purchases for doing nothing Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 146762 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products