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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

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4.76

Based on 101,302 reviews, last reviewed 6th Sep 2026

23% increase in 5 star reviews

in the past 90 days

23% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Would recommend 100% Quick and easy application and acceptance .. would recommend has helped me no ends Reviewed on: 6th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101304)

Giving me a chance

Pay in 3 has made a huge difference to me at a time when the cost of living has increased but my income hasn't. I always make sure i cover my monthly bills and mortgage but things like birthday gifts, sending bereavement flowers, Christmas would be almost out of reach if I couldn't spread the cost interest free. Things that most people take for granted are thst little bit harder to achieve but pay in 3 has helped make this possible for me Reviewed on: 8th July 2026

It's a life line or support to have pay pal pay in 3...

It's a life line or support to have pay pal pay in 3 shame it has its limits if being taken away or not. Reviewed on: 8th July 2026

Safe and secure

Always safe a secure when making pu Reviewed on: 8th July 2026

Easy, flexible and straightforward!

I have used pay in 3 on a couple of occasions, one time settling early. It’s a great way of budgeting, you k ow exactly what is due and when and if you want to settle early, that’s possible too. You do t have to have credit checks - not that that would be a problem for me, but for others with poor credit, it makes buying easy and flexible. Reviewed on: 8th July 2026

Pay in 3 is the right product for a customer like me.

Pay in 3 is the right product for a customer like me. I spread the expenses over 3 months and that has eased the burden on my cashflow. It's indeed a fantastic, novel and unique product. I am so honoured and relieved to use this product. Reviewed on: 8th July 2026

Paypal are always reliable and I feel safe using them.

Paypal are always reliable and I feel safe using them. Reviewed on: 8th July 2026

Never a problem. Clarity.

Never a problem. Cclear and concise communications Reviewed on: 8th July 2026

Secure and easy to navigate.

Secure and easy to navigate.Any questions or concerns are dealt with very quickly. Reviewed on: 8th July 2026

Prompt resolution of customer's complaint.

I was refunded of a payment that failed immediately without contacting the customer service. Reviewed on: 8th July 2026

PayPal, A Service You can Trust

Paypal is always easy to use, I've never had a problem with PayPal, whether paying someone or transferring money to my account there's neveer been any trouble, security seems good too and transactions are pretty speedy! Reviewed on: 8th July 2026

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