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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78419 reviews)

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4.76

Based on 78,358 reviews, last reviewed 1st Jul 2026

5278700% increase in 5 star reviews

in the past 90 days

9800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just so easy to use! Just so easy to use! I wish Amazon would link with PayPal! Reviewed on: 1st July 2026

Latest lowest rating:

1

pay in 3 Most of the time it won't allow me to pay in 3 ?? No reason given Reviewed on: 1st July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78419)

PayPal pay in 3

Was very easy to set up and use, no hassles would highly recommend. Reviewed on: 9th June 2026

Very fast service.

Very fast service. Easy to use and navigate Reviewed on: 9th June 2026

PayPal is easy to use and has useful features such a...

PayPal is easy to use and has useful features such as the pay later and PayPal credit. The safety net of PayPal buyer protection is also good protection. Reviewed on: 9th June 2026

It’s a great service that enables me to spread the c...

It’s a great service that enables me to spread the cost of services and goods Reviewed on: 9th June 2026

Flexible and convenient payment option.

PayPal Pay in 3 offers a flexible and convenient way to spread the cost of purchases over three interest free instalments. One of its best features is the ability to make additional payments whenever you choose, rather than being restricted to a fixed repayment schedule. The refund process is also straightforward. If a refund is issued while payments are still outstanding, the remaining balance is automatically adjusted. If the loan has already been fully repaid, the refunded amount is credited to your PayPal account, allowing you to withdraw the funds or use them towards future purchases. PayPal keeps you informed with regular email updates and payment reminders, helping you stay on track. You can also log in at any time to view your balance, active Pay in 3 plans, and repayment history. Overall, it is a simple, transparent, and user-friendly way to manage larger purchases. Reviewed on: 9th June 2026

PayPal is effective and safe.

PayPal is an effective and safe way to make on-line purchases. Its ’pay In three’ instalment scheme allows you to undertake major, expensive purchases and spread the cost over three payments meaning it is much easier to budget and manage your finances. Reviewed on: 9th June 2026

I feel confident when paying with paypal in that if...

I feel confident when paying with paypal in that if anything goes wrong, which it has several times, they always havey back and help out. Reviewed on: 9th June 2026

Dodgy seller, let PayPal sort it out.

Any problems with the seller not honouring the sale & PayPal are straight on the case. 5*****+ Reviewed on: 9th June 2026

I find PayPal so quick, secure and easy.

I find PayPal so quick, secure and easy. Being widely accepted it allows me to make one off purchases without having to leave bank details with companies that are new to me. This is a real bonus for peace of mind- I really don't want to entrust too many others with these details nor leave them dotted all over the world and just 'trust' their security IS secure. Reviewed on: 9th June 2026

Very useful to have

It’s very useful not to pay full amount when purchasing a substantial item. I much prefer to split the payments so I can have more to spend on other items that I need at the same time. Reviewed on: 9th June 2026

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