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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101250 reviews)

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4.76

Based on 101,250 reviews, last reviewed 30th Jul 2026

207% increase in 5 star reviews

in the past 90 days

232% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

no strings attached piece of mind It’s easy, no strings attached, and gives me piece of mind instead of feeling worried about further payments looming over me. I am glad to have the op... Read more Reviewed on: 30th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101250)

No problems

No problems and very efficient. Best money transfer service I’ve used to pay friends or buy online Reviewed on: 10th July 2026

Super easy to use and secure all the time I got my p

Super easy to use and secure all the time I got my money back when was a problem with my purchase Reviewed on: 10th July 2026

Excellent

Can't criticise, never had a bad transaction. Reviewed on: 10th July 2026

I was able to get my account back with just a phone...

I was able to get my account back with just a phone call! Reviewed on: 10th July 2026

Brilliant Paypal

Paypal make purchases easy and safe Reviewed on: 10th July 2026

Easy and Convenient Payment Option

I’ve had a great experience using PayPal Pay in 3. It’s a simple and convenient way to spread the cost of larger purchases with no interest or hidden fees. The application process is quick, payments are clearly scheduled, and I always receive reminders before each instalment. Everything is easy to manage in the PayPal app, making budgeting much easier. I would definitely recommend PayPal Pay in 3 to anyone looking for a flexible and reliable payment option. Reviewed on: 10th July 2026

Really easy to use.

Really easy to use. Quick response and the faq page is excellent. Reviewed on: 10th July 2026

Pay by 3 so good to help spread costs to help out wh...

Pay by 3 so good to help spread costs to help out when you have an unexpected expense Reviewed on: 10th July 2026

Convenient and easy to use.

Convenient and easy to use. Provides an extra level of safety when paying online. Also very helpfil when spreading payments over 3 months. Reviewed on: 10th July 2026

Lifesaver

Really helpful system for when you want or need to pay something a little out of your budget. Much prefer this system over any buy now, pay later system. I've used PayPal Pay in 3 multiple times now and never had any issues. Will definitely continue to use it in the future. Reviewed on: 10th July 2026

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