Smart Money People Logo

PayPal: Payments reviews

4.91
Based on 3,600 reviews, last reviewed 2nd Mar 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and convenient for online payments PayPal is fast, secure, and very convenient for online payments. I’ve never had any issues. Highly recommended! Reviewed on: 27th June 2025
Renilton  Carvalho 's avatar
Renilton Carvalho

Latest lowest rating:

1

PayEnemy They continue to lie at every opportunity. My friend sent me money and they charged me a fee. They said he selected goods and services. He didn't. The... Read more Reviewed on: 2nd March 2026
Nicholas S's avatar
Nicholas S

About this product

PayPal enables people and businesses to send and receive money securely online and in person.

Pay for purchases, transfer money and manage transactions in one place on the app. There are flexible payment options, including spreading the cost of eligible purchases. Transactions are encrypted; eligible purchases are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Payments now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Payments reviews (3600)

Safe, excellent app, great communication

5
Used PayPal pay in 3 over Christmas-absolutely brilliant system of reminders, great communication, feels trustable and things are done properly. Reviewed on: 8th July 2022

So easy

5
PayPal credit is so easy to use Reviewed on: 8th July 2022

very good

5
pay pall very best help full realiable service Reviewed on: 8th July 2022

So easy to use and understand

5
Helped me loads to get item I needed easy to pay back at low interest rate couldn't off done it without PayPal help Reviewed on: 8th July 2022

East, convenient pay plans

5
I have used PayPal for many years and have always found them ‘on the money’. Theyre plans are easy and super convenient for all purchases. If I ever had enquiries or questions about my account, I have always managed to get in touch with a member of staff to discuss and all questions are answered and reassured there and then. Very handy service! Reviewed on: 8th July 2022

Easy to use

5
I love PayPal, and their credit products. I can choose you use my current account, or use PayPal credit or, in some circumstances, Pay in 3. If I use PayPal credit, I can get up to 4 months to pay, interest free, if I spend over £99. Pay in 3 is also interest free providing you do Pay it all in 3 months. I feel j have far more control over my finances and more choices to boot. Great provider Reviewed on: 8th July 2022

It is great whenever you need it.

5
I bought a CD player through Pay pal in interest-free installments. Is great. I love him. Reviewed on: 8th July 2022

Fantastically Handy

5
With the PayPal credit I can get the things I want and paying it back is hassle free and with the pay back before 4 months is great for those that don't want to pay interest which BTW is pretty low, and also the option to pay in 3, PayPal credit has been fantastic for me. Reviewed on: 8th July 2022

Did the job with little hassle

5
No company makes credit easily accessible like PayPal. Had troubles setting up an account with other providers. Once I tried with PayPal, everything worked so smoothly. Before I concluded if the purchase was worth it, PayPal had already approved my credit application Reviewed on: 8th July 2022

Paypal credit

5
Very useful for managing the cost of large purchases. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22350 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.91 from 50807 reviews
    PayPal
  • Debit card

    from PayPal 4.00 from 1 reviews
    PayPal
    View all products