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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

I needed help with debts that had been unfortunately taken out when married in my name.

5
Due to my wifes financial struggles when married i agreed to take out loans to clear her debt, unfortunately soon after taking out the loans my then wife left. During times of despair with spiralling debts I contacted Payplan and from the first minute of that call was made to feel unbelievably at ease and for the first time in years I could sleep. Thanks to Payplan I now have a repayment plan that is affordable and allows me to move on with my life. Thank You !!!! Reviewed on: 8th June 2022

Helpful and understanding

5
Having spent sometime trying organise my finances and speaking to various companies, payplan were the best option in the end as they made the process simple and easy and is helping ke get back on tip of my finances and get ready of this cloud of debt Reviewed on: 8th June 2022

Excellent advice and support

5
I was in a terrible state financially and didn't know where to turn. Called Payplan and from the off they just took control and put me at ease, they put a very comprehensive plan together, spoke to all my creditor's and we all agreed a way forward. I don't know what I would have done without Payplan, very professional and fantastic at what they do. Reviewed on: 8th June 2022

Yep,recommended

5
Fantastic servises,quick customer serviss,friendly,friendly Reviewed on: 8th June 2022

Lifesavers!

5
Using PayPlan changed my life and I'm not exaggerating. I couldn't see a way forward until I spoke with them. I have had the best support,they do what they say they will when they say they'll do it. Top class service and organisation. Reviewed on: 8th June 2022

Life saving service

5
Can not recommend higher. Very understanding and caring staff. Simple and non threatening process from start to finish. Reviewed on: 8th June 2022

Amazing

5
Payplan has helped turn my financial life around, they’ve dealt with all the stress and problems, I’ve been on a debt plan for over two years now and they’ve been nothing but fantastic. Reviewed on: 8th June 2022

Changed my life

5
I got in to a substantial amount of debt through a major decline in my mental health. I suffer from PTSD, anxiety and depression following the tragic deaths of my nan, father and brother a few years ago. I wasn't well enough to leave the house to go to work and I fell massively behind with my bills and debt repayments. The interest amounts kept growing and I could no longer keep my head above water. I contacted Payplan, they helped me to find the best solution for my situation and guided me through the process with understanding and care. Each step of the way they ensured I was informed and listened to. What they did for me has really changed my life, I still struggle with my finances and mental health but Payplan are still there to support me and have even given me payment breaks in times of difficulty. Thanks for your continued support, I look forward to becoming debt free in the future, something I never dreamed would be possible. Reviewed on: 8th June 2022

Easy and reassuring

5
PayPlan are really easy to work with and are reassuring, always there if you have a question, their online app and site are easy to use and manage money which is great to try and keep some kind of control and watch balances reduce. Reviewed on: 8th June 2022

Peace of mind

5
I got into financial difficulty when I split with my partner.payplan helped me sort my bills so I could afford to pay them monthly and no need to worry about having bills being delivered daily Reviewed on: 8th June 2022

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