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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Great support

5
Very understanding and supportive of my personal situation. Helped to reach a solution quickly and effectively. Reviewed on: 20th May 2022

With you all the way.!

5
I've been with Payplan for a number of years after getting myself into a mess financially. I didn't think there was a way out of the mess I'd got into but they were so understanding, and really alleviated my concerns. Their support and guidance has been consistent over the years and they were really supportive when I was going through a bit if a bumpy patch. They're always happy to listen and will do everything they can to come up with the best solution for you. I have regular assessments to make sure my payments are still affordable and that I'm on the best plan for me. Honestly, I wish I'd known about Payplan earlier, I'd have saved myself a lot of stress and worry. Reviewed on: 20th May 2022

Life savers

5
Without Payplan I don’t know where I would be now they helped me so much with all the debt I was in. I got into such deep depression I did not know where to turn until citizens advice put me into contact with Payplan they sorted all my finances what I could afford to pay to my creditors it was a huge weight lifted off my mind I couldn’t thank them enough without them I can honestly say I might not be here now. Reviewed on: 20th May 2022

Great help and support

5
Helped my get my finances on track and resolve my debt Reviewed on: 20th May 2022

Fantastic service

5
I was going through a very stressful time financially and I couldn't think of I way out. I was so nervous to ring payplan but I'm so pleased I did. From only being on the phone a couple of minutes I felt loads better. The help and support I got from start to finish of setting up my iva was amazing. This was the best thing I have done and it just lifted a huge amount of stress instantly. Reviewed on: 20th May 2022

Awesome service

5
As soon as I came into contact with PayPlan life became immeasurably easier. Since I started my plan I have been in control of my finances and am close to being debt free. Reviewed on: 20th May 2022

Excellent Customer Service

5
I suffer with really bad Anxiety, Depression & PTSD due to Domestic Violence’s & on really bad days I will buy random things & apply for credit cards etc. I don’t open my letters, emails or answer the phone for days & sometimes even weeks. My daughter ( 14. ) sat me down & said mum, let’s sort this out together, & get help with the bills. I rang up PayPlan & explained my situation, about my mental health, DV etc & they were ever so nice, didn’t judge me, listened & made me feel at ease. They explained everything, & I was surprised how quick they helped me. Reviewed on: 20th May 2022

Peace of mind

5
Payplan has offered support and understanding from the very beginning. They are patient in making sure you fully comprehend the process. Reviewed on: 20th May 2022

100% Helpful

5
never less than 100%helpful , through every stage. and always an e-mail or phone call away . I feel so supported in such a stressful time , the stress disappears as soon as you contact them . 5 stars is not enough , very grateful for their help Reviewed on: 20th May 2022

Light at the end of the tunnel

5
A professional empathetic service that explored all the various solutions to my debt issues.Found the most appropriate course of action and liaised with all my creditors to effectively and proactively deal with my debts. Reviewed on: 20th May 2022

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