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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review

PayPlan Debt solutions reviews (22303)

Amazing

5
They helped me make my debt payments manageable and took a huge stress away from me. Reviewed on: 12th August 2021

Helpful

5
I have been with payplan for years and still counting thanks to all of the kind help and support! Reviewed on: 12th August 2021

First class

5
Very helpful and easy to set up, also very understanding if you have a problem. The payplan website is also very easy to navigate . Reviewed on: 12th August 2021

Excellent service and reassurance

5
Payplan are always easy to contact, reply promptly and are helpful, efficient and reassuring in their customer services. Reviewed on: 12th August 2021

Really helpful and understanding

5
I was put in touch with payplan via the CAB. I was really nervous and didn't fully understand what was available for me. I spoke to a member of the team I didn't feel nervous, they explained the process for my DMP and talked me through every step. Overall they were and still are very helpful and understanding. Brilliant customer service Reviewed on: 12th August 2021

Helpful, patient and understanding

5
Takes a special type to do a job in debt solutions - payplan are sympathetic and not patronising. Reviewed on: 12th August 2021

At my lowest point they truly helped me through!

5
After a messy divorce through no fault of mine, I found myself living in my dads box room, still paying a mortgage on my four bedroom house so my children wouldn’t suffer anymore than they already had! I started spiralling into debt, my mental health was affected and on occasions I contemplated suicide, the thought of what that would do to my kids stopped that! My life was in such a mess and I didn’t see a way out until I seen Pay Plan and how I could get an IVA, I spoke to the company and their advice and guidance helped me through the lowest part of my life! Their customer service is 1st class and they continually support me, I’m glad to say that I’m now turning my life around paying what I can afford and I know if it wasn’t for PayPlan I don’t know where I would be! I cannot rate the company highly enough. Reviewed on: 12th August 2021

Most efficient help around

5
We have had a great experience using payplan. It's not a situation anyone would really want to be I vol Ed in but they have made the whole process really smooth and easy. I would definitely recommend them to anyone in a situation like ours. Reviewed on: 12th August 2021

A weight lifted

5
My experience with PayPlan was nothing less than brilliant ,from the very first phone conversation to subsequent emails .The people who dealt with me have been understanding thoughtful and very professional explaining everything as we went along with my IVA and also in the interim period Breathing space .I could not recommend this company high enough I've spent years in debt and stress now with PayPlan it's been a weight lifted from around my neck Thank you PayPlan. Reviewed on: 12th August 2021

Life Changing Help

5
From the 1st call were really friendly and reassuring, didn't judge and were really on your side made you feel at ease. Helped complete form took away all the stress and anxiety. I put the phone down and felt a huge relief and a weight off my shoulders. Reviewed on: 12th August 2021

Review PayPlan: Debt solutions now

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