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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

Review PayPlan: Debt solutions now

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PayPlan Debt solutions reviews (22303)

First class help

5
I found the advice I was given very helpful in solving my debt problems. Everyone very understanding and non judgemental. After the help I received I am able to sleep at night and my Husband who is coming up to 80 years of age is less worried about our future finances. Cannot speak more highly of the advice I was given. Reviewed on: 12th August 2021

Great service

5
Helped to turnaround a painful situation Reviewed on: 12th August 2021

Amazing

5
They solved most of my money problems. A free service that will help many people, especially during this pandemic. Reviewed on: 12th August 2021

Payplan Saved My Life

5
Last year, my little business that I had set up the year before had to close (COVID lockdown casualty). My debts had spiraled out of control. I couldn't see a way out, my days were spent thinking of how to end things quickly and with as little fuss as possible. I was trapped. Payplan was recommended to me by my bank, and I cannot thank them or Payplan enough. My advisor was friendly, not at all judgemental, and helped me to find a way out of the mess I had created. One year in, I'm keeping up with my payments, and am thankfully employed again. But I can honestly say, I wouldn't be here today if it weren't for Payplan. Payplan saved my life. Reviewed on: 12th August 2021

Good customer service

5
I have been with these for almost 2 years now, I have never had any issues. They help in all ways they can, if your struggling just give them a ring and they will do what they can to help you. 100% recommend to anyone needing that extra help with ongoing debts. Reviewed on: 12th August 2021

Taking away the stress

5
I was at a point where I had several debts I was trying to juggle and pay off and barely had enough money at the end of the month as more than 60% of my wages was paying minimum payments on all my debts. By consolidating into one plan and having someone else manage the communication with my creditors it lifted a weight off me and my mental health has improved dramatically. Thanks PayPlan! Reviewed on: 12th August 2021

Amazing company!

5
Payplan have given me the space to live and breath again after years of feeling crippled by debt. They were friendly and supportive and I now have a manageable plan in place that will see me pay off all debt within the next year - something I never thought would be possible! Reviewed on: 12th August 2021

Payplan have saved me

5
Like many people I had fallen into a debt trap where I could see no way out. I was merely paying the interest off of my debts and as a result every aspect of my life had been affected. Reaching out was hard because you are scared of being judged. Payplan were so kind and helpful throughout the whole IVA process. I wasn’t at a great place at all when I first set my IVA up and they me feel so much calmer and confident. IVA’s aren’t for everyone but if this is the route you are going to take I highly recommend PayPlan and their fantastic staff. Two years in and the service is still the same. Thank you. Reviewed on: 12th August 2021

Incredibly helpful

5
Payplan have been so incredibly helpful since I first got in touch with them and I'm well on my way to being debt free because of them Reviewed on: 12th August 2021

The Best

5
I would choose PayPlan all day every day they make every thing as easy as possible and are helpful and understanding. Reviewed on: 12th August 2021

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