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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Excellent

5
A great provider of all things financial Reviewed on: 11th August 2021

Brilliant, Efficient, Supportive

5
Payplan have been marvellous in supporting me and my debts. The advice from the get go has been so good- I have been able to break down my debts, and had confidence in them with dealing with my debts on my behalf by contacting the debtors. They are efficient, supportive and positive with great guidance. I am grateful for what they have done to help me. Reviewed on: 11th August 2021

So supportive

5
I’m very grateful to Payplan for what they have facilitated, no stress and excellent communication. Reviewed on: 11th August 2021

I can finally relax and live life!

5
I was in debt and struggling each month and I didn’t know how I was going to get out of it. I was ashamed of the situation I was in and for years I didn’t say anything but in the end I couldn’t cope anymore. I called payplan and I wish I had done it sooner. They were understanding and never spoke down to me and made me feel relieved that they could help. They did it all, dealt with all the companies on my behalf and work out an affordable agreement with me that I could afford pay. They understood that things sometimes get out of hand and the lady I spoke was so nice. I’m able to afford a pair of shoes or get a hair cut and eat better as they help budget everything out for me and now I have money to live on and still pay my debts. Even if I did overtime at work they’re is a limit that you can earn before they will add an increase, so I can do overtime and benefit from the extra work I did. I always thought they took everything and it was one of the reasons why I didn’t call before, I was so wrong, it’s not like that. I remember the sleepless nights, crying all the time, couldn’t afford to get shopping, not answering the phone and hiding letters. I’m glad I contacted payplan and my only regret is not phoning payplan sooner. Reviewed on: 11th August 2021

Very helpful and understanding

5
Very helpful and understanding do everything possible to help you Reviewed on: 11th August 2021

I am happy with the support they provided for me

5
I had debts and was struggling did know what to do Reviewed on: 11th August 2021

Fantastic company

5
So very helpful and professional, everyone I have spoken too or dealt with from pay plan have been amazing. Always making feel at ease and comfortable with my situation. Pay plan don’t judge you and make you feel embarrassed. They have good knowledge about helping you get you finances under control and getting you out of debt. Brilliant company with there communication and keeping you informed on your accounts. Reviewed on: 11th August 2021

Superb services

5
Superb staff and friendly and always there Reviewed on: 11th August 2021

Amazing Simple Service - Life Changing

5
Payplan have changed our lives. The process was so simple, they talked us through everything and kept us updated along the way too. Would definitely recommend to anyone who needs help getting their debts paid off. Reviewed on: 11th August 2021

Brilliant service

5
At the start of the pandemic I found myself really struggling. I was told about you by a friend you really helped me out. Because of this I found out a friend was in a tight spot as well, he also signed up to you and has had an amazing experience. THANK YOU Reviewed on: 11th August 2021

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