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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Always an excellent service provided

5
It was a daunting thought facing up to the debt I was in and I had no idea what my options were to help clear the debt. From the very first phone call everybody was helpful, informative and understanding which was particularly good as I had expected to be judged regarding the debt is gotten into. I’m nearly 2 years into an IVA and still now whenever I make contact whether it’s to my case worker or somebody else, I always receive a swift response that’s both helpful and understanding. I can’t praise them highly enough Reviewed on: 10th August 2021

Just cannot fault them

5
I found myself in a lot of debt due to payday loans. I used google to search for help and had a debt management company contact me stating they could help. They wanted me to pay for their help and wanted to take advantage of my situation. I continued to search and came across Payplan, a free charity who offered help. If it wasn’t for them, I probably wouldn’t be here today! They genuinely helped me see the light at the end of the tunnel. I’m still in debt now but on a debt management plan and I’m on top of my debt because of Payplan. If I ever have any issues with payments, they are more than willing to help and are very understanding. If I ever win the lottery, I will be donating to them so they can continue their work! Genuinely cannot thank them enough. Reviewed on: 10th August 2021

Support I could not do without

5
It was really scary entering a dmp for the first time I felt quite ashamed that things had got so unmanageable. Everyone I spoke to was helpful, understanding and very knowledgable. The process was clear and all of the stress taken away from myself as the team at pay plan did everything for me. I have still had difficulties during the pandemic and am still not quite back on track but have been supported 100% throughout Hoping to be able to get my dmp paid off as early as possible but feel supported and know I can get in touch and get a quick clear response to anything relating to my finances. Can’t thank the pay plan team enough Reviewed on: 10th August 2021

Professional and reassuring

5
I was really scared i will never be able to get out of debts. Thankfully PayPlan made the whole process easy and reassuring, every step of the way has been explained in order for me to make informed decisions. Extremely supportive team. Thank you so much. Reviewed on: 10th August 2021

Supportive - understanding- fair - empathetic

5
At my lowest ebb Payplan have been there to support me. I feel like I am really listened to and considered. Payplan saved me. Reviewed on: 10th August 2021

Sum up is very helpful

5
I have been with payplan for nearly three years they are very helpful and understanding a company that you can talk to if you have problems Reviewed on: 10th August 2021

Easy to use

5
PayPlan has been very helpful the last few years I've been using them. Easy to get ahold of, and every one is friendly and explains every thing you need to know. The site and app are easy to navigate as well. I wouldn't use anyone else! Reviewed on: 10th August 2021

Superb

5
Excellent helpful and understanding Reviewed on: 10th August 2021

Helped me with everything top company

5
I went into det with gambling and I wish I never because it caused all-sorts of problems for me and my family but I came out fighting and now I've been clean for many years and I did it all myself no rehab needed I just thought of everything I could lose and I battled on and if is wasn't for payplan as well I would be in a large hole but I'm not now I've been on this for a while now and I've only got 39 more payment s before I'm free det and I thank pay plan for that I've kept up with payments and they don't bother me at all top company come on guys and gals if you want your life sorting payplan is it thankyou Payplan Reviewed on: 10th August 2021

Big help

5
Helped me to get out of debts perfect company to be with Reviewed on: 10th August 2021

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