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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Without Payplan, I really do not know what would have happened to me.

5
The most friendly, helpful and understanding people you could ever wish to deal with. There is no judgment just friendly and more importantly helpful advice. I really don't know what would have happened to me without their help. I would recommend them to anybody with debt problems. Reviewed on: 10th August 2021

My debt

5
To be honest it's the most serious company. When there was a pandemic, I lost my job and didn't pay anything for a few months. There are always a lot of worries for customers, and they always make sure you can pay. When I started the process, I V A everything WENT VERY WELL AND FAST. I recommend it with all my heart. Reviewed on: 10th August 2021

Life Saving Company

5
Payplan are wonderful Very supportive staff They certainly helped get my life back and removed the awful stress Reviewed on: 10th August 2021

Help when I needed it most

5
I approached Payplan when my financial situation became unmanageable. I owed over 80k in credit card debt and was drowning in interest charges. The staff at Payplan were amazing and dealt with me with real compassion and care, I cried a lot as I felt desperate and ashamed, they never made me feel uncomfortable in fact they reassured me that I had taken the first very difficult step. I am now 16months further on and managing to keep up with my payments to repay all my debts in full. I have no credit or overdraft and it is tough but with Payplan ongoing support I feel I can breath again. I am so grateful to Payplan they were there for me and still are. Reviewed on: 10th August 2021

They saved me!

5
I was a high earner and had a very good job but I married a man who stole my money and abused me for 18 years,All my money had gone and I was suicidal when I phoned Payplan,They have been amazing and I now have paid off nearly all of my debts,Thank you Sandya and team x Reviewed on: 10th August 2021

Empathetic to those suffering mental health struggles as result of the pandemic

5
They provided me with helplines for someone struggling with the stresses of the pandemic and without an income to make full repayment obligations Reviewed on: 10th August 2021

Simply amazing people!

5
Was running out of options at one point in the past, had quite a bit of debt but since I decided to go ahead with my IVA I have not looked back these guys have helped me so much and I'm a lot less stressed and anxious as I was before I entered my IVA. I can lead a normal life again without any worries. I'd recommend anyone struggling financially to get in touch with Payplan you won't regret it. Reviewed on: 10th August 2021

Iva

5
Really helpful people. Explaining everything and help choose best option. Always solving problems easily. Really good contact. Reviewed on: 10th August 2021

Mr Daniel

5
Help me a lot to sort my debt and life!!! Reviewed on: 10th August 2021

Reassuring and supportive

5
I was in constant denial with regard to my financial situation. After years of avoiding the situation I decided to contact PayPlan. Instantly I was reassured and no judgement was passed as to why I was in the situation I was. I was kept fully in the loop and once my IVA was approved the relief was unbelievable. I have been in my IVA for three years now and PayPlan have been outstanding. They are understanding and keep in regular contact to keep me involved of the progress. I’m so glad I reached out to them and just wish I’d done it sooner. Reviewed on: 10th August 2021

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