Paid advertisement
Smart Money People Logo
Newsletter

PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review

PayPlan Debt solutions reviews (22303)

Saviour

5
When I needed help with debt, Payplan helped me get back on track and organised all of my debt. Fantastic company and do not charge for the privilege Reviewed on: 10th August 2021

Like a huge weight lifted off my shoulders

5
From the moment I contacted them it was like a huge weight was lifted off my shoulders straight away. They have always been helpful and understanding. Reviewed on: 10th August 2021

Amazing

5
Always been top notch, never any problems always get back to me when I have an issue with creditors Reviewed on: 10th August 2021

Brilliant

5
Pay plan help me a lot if wasn't for them. I don't no where I'd be now friendly understand and very helpful Reviewed on: 10th August 2021

Helped me come out of financial crisis

5
I approached payplan after my friend recommended me. I was in huge debt and was not having a job for quite some time. I was in very deep financial problems. I heard about universal credit and applied for financial support and contacted payplan in order to deal with my debt and pay back properly. The people from payplan supported me very well. They patently listened to my situation and took into account all the debts. They contacted all my lenders and came up with a plan to repay them which was acceptable to all parties. I was very much stressed with my situation as it was a very difficult phase. Payplan took care of communication with my lenders, paper work, discussions and a payment plan. This relieved me very much and I could concentrate on my job search and got into a better position. Reviewed on: 10th August 2021

A godsend

5
PayPlan are so helpful. I have always been able to get questions answered easily and the staff are so friendly. In a time where being concerned about rising debt caused me so much stress, it was amazing to be able to speak to someone who understood and was able to help me work out the best solution. Reviewed on: 10th August 2021

Professional, clear and understanding

5
We started with PayPlanPlus a few years ago and are gradually reducing our debt. Finances can make me panic abs PayPlanPlus have always been a reassuring and supportive message away. Reviewed on: 10th August 2021

Absolutely brilliant

5
We found ourselves in a financial hole when our business failed slowly over a number of years and PayPlan were recommended to us by our mortgage broker. The process was so easy and they were so lovely and helpful that it felt like the weight of the world had been lifted. What had been probably the worst situation of our lives was now able to be managed. They have continued to provide the amazing support whenever needed and there is always a solution. I would and have recommended them to a number of colleagues and friends who have found themselves in a bad way financially particularly with the lack of support in my industry during the Covid pandemic. They thoroughly deserve an award. Reviewed on: 10th August 2021

Absolutely excellent service in every way

5
After amassing over £21,000 in debt following a temporary job loss I thought I was left with no chance of a solution and didn't know where to turn until my bank recommended I contact PayPlan for help. I was nervous about contacting them at first but I bit the bullet and boy I'm glad that I did. PayPlan helped me every step of the way with the most friendly and reassuring staff I could have ever wished for. They helped get interest from creditors frozen and setup an affordable payment plan of £200/mo (down from almost £2000/mo the creditors were asking for) they also helped actually reduce the amount owed by having creditors write off some of the extortionate interest rates they shouldn't have been charging in the first place. Now I'm well on the way to being debt free again and it's all thanks to PayPlan, I don't think I could have done it without them. Reviewed on: 10th August 2021

Really helpful and supportive

5
I went to Payplan when I needed help to reduce my monthly outgoings due to being on maternity leave. They were really helpful and set things up straight away. I thought you could only use these types of people if you were behind on bills and payments which I wasn’t but payplan helped me instantly and gave me one last thing to worry about with a newborn. They’ve supported me ever since and whenever I need advice get back to me usually the same day. Reviewed on: 10th August 2021

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review