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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPlan Debt solutions reviews (22303)

Top service

5
Made my life mush easier after months of stress Reviewed on: 15th June 2023

Fab company, have helped me get back on track

5
I have always been happy with the service provided by payplan and everyone i've interacted with has been polite and helpful. They have helped me to get my finances back on track. Reviewed on: 15th June 2023

Do it now, please!

5
Do not hesitate, contact PayPlan to reduce ALL your debt worries into 1 reduced payment! These are my words - I have heard them so many times but finally I took the first step and contacted them PayPlan. I wish I had done it sooner, I know another cliché but it has released a lot of stress and worry, even changing salary PayPlan do everything they can and kept my repayments low/affordable. Admittedly it took me around 4 years before I decided to do something about my rising Debts mostly credit cards with extortionate interest rates. So please anyone who is reading this and is in debt, causing stress. Do something now before it gets worse especially with the cost of living crisis we are all in at the moment. I sincerely hope that even just 1 of you out there do something now and start to breathe again. WP. Reviewed on: 15th June 2023

Glad I did it best company

5
Glad I did it pulled me out of a rut the ex wife left me In THANKS TEAM PAYPLAN Reviewed on: 15th June 2023

Payplan gave me a light at the end of the tunnel and helped me smile again

5
When payments go up, your salary changes, or you need to add something to your plan, they are always there to help. The account you are given is very clear and informative with a complete view of everything and everyone linked, including balances, latest payments, amounts paid to date - and agreements with creditors are attached as files. Questions are answered and queries resolved usually the same day. Payplan have been my saviour since Covid times, they have saved me from depression or worse and given me a light at the end of the tunnel. I remember my very dark cloud the first day I contacted them, I can't thank them enough for switching on that light again. Reviewed on: 15th June 2023

Very Helpful

5
Payplan have helped me relieve worry and stress by organising my financial issues. They are always friendly, polite, and helpful. Reviewed on: 15th June 2023

Outstanding company

5
So helpful and understanding, would highly recommend Reviewed on: 15th June 2023

Very helpful staff always there to help

5
Would recommend to my friends and family. Go out of there way to help you. Staff are sympathetic and always lovely and professional too. Vey happy with the service Reviewed on: 15th June 2023

They reqlly do help, and its free!

5
Been using payplan for 3yrs now since my ex run up a 15k debt on my credit card. I buried my head in the sand, but you have to face up to it. You can do it all online, or over the phone. Payplan were great, i didn't have to talk to the other side who i owed my debt to, they did all. Simple review once a year very simple, pay what you can afford, might not be much, but keeps people and letters coming through your door. Reviewed on: 15th June 2023

Got my life back

5
Very helpful and professional service it's given me the chance to clear my debt and start again would definitely recommend Reviewed on: 15th June 2023

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