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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (663 reviews)

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4.88

Based on 663 reviews, last reviewed 2nd Sep 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

i have applied successfully for many loans for home...

i have applied successfully for many loans for home improvements and loans have been paid quickly and promptly into my bank account Penny post do not penalise you for paying off the loan early which i have done several times Reviewed on: 1st May 2025

They're good for their services because when I apply...

They're good for their services because when I apply for the loan they help me Reviewed on: 1st May 2025

I cant fault penny post every time i have needed hel...

I cant fault penny post every time i have needed help they have always been there the service is excellent never queied my request for a loan eficient Reviewed on: 1st May 2025

Great experience with them, would definitely use the...

Great experience with them, would definitely use them again in future. Reviewed on: 1st May 2025

Car loan

Swift action to provide me with a car loan. Very clear on what was to happen Reviewed on: 1st May 2025

Refurbishment

Good information given for my understanding Reviewed on: 1st May 2025

Very friendly customer service, quick to respond to...

Very friendly customer service, quick to respond to members needs. Reviewed on: 1st May 2025

Fast and easy application

My husband was an employee with Royal Mail and he raved about Penny Post for savings so I joined too. About 2 years after I joined, I needed a loan and was given extortionate rates from high street lenders. Credit union offered me a much better rate, super easy application and simple repayment plan which I can top up to pay off early. Reviewed on: 30th April 2025

Always helpful and friendly.

Always helpful and friendly. And has helped me manage my money better than ever before. Reviewed on: 30th April 2025

Penny post; reliable, affordable and secure.

Penny post credit union do not only offer affordable loans, they consider greatly how much impact your loan has on your welfare and other living conditions. A policy that I think haved helped to shape my own approach to borrowing and repayment terms. Reviewed on: 30th April 2025

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