Smart Money People Logo

Penny Post Credit Union: Loans reviews

4.88
Based on 663 reviews, last reviewed 2nd Sep 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Review Penny Post Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Penny Post Credit Union Loans reviews (663)

Very helpful explain everything very clearly,and mak...

5
Very helpful explain everything very clearly,and make sure they solve the problem. I will definitely recommend it. Reviewed on: 2nd May 2025

No problems with them , great staff & friendly.

5
No problems with them , great staff & friendly. Reviewed on: 2nd May 2025

My lifesavers.

5
They have always been extremely helpful in my opinion. All of my calls have always been answered, even when I've been upstairs in person they act quickly and give me good advice. Everytime I've been short of money or needed extra cash for household goods, emergencies and my new found concert addiction, Penny post have always been there for me. Reviewed on: 1st May 2025

Helped out when needed and pay back ay what is aggor...

5
Helped out when needed and pay back ay what is aggordable Reviewed on: 1st May 2025

The interest rate I had on my loan was insane.

5
The interest rate I had on my loan was insane.I would struggle to get anywhere near that ever again .And the customer service is so easy and friendly Reviewed on: 1st May 2025

I have been with the credit union for long time very...

5
I have been with the credit union for long time very good experience, the stuff is very excelente Reviewed on: 1st May 2025

Speedy service , friendly team and quick turnaround

5
Speedy service , friendly team and quick turnaround Reviewed on: 1st May 2025

I have had a couple of loans through out my royalmai...

5
I have had a couple of loans through out my royalmail job, penny post was great the money was there when I asked. Reviewed on: 1st May 2025

Very helpful and good communication

5
Very helpful and good communication Reviewed on: 1st May 2025

I like it everything good quick money

5
I like it everything good quick money Reviewed on: 1st May 2025

Do you have a different Penny Post Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Penny Post Credit Union?

    View all products