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Penny Post Credit Union: Loans reviews

4.89
Based on 663 reviews, last reviewed 2nd Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
1%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025
Graham s's avatar
Graham s

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025
Richard c's avatar
Richard c

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Easy peasy

5
Top notch savings, couldnt be easier Reviewed on: 26th July 2022

Penny Post recommendation

5
Always had service with a smile, aware of the subject matter and always prepared to help. Reviewed on: 25th July 2022

Really good company to deal with

5
The full process was easy and quick and all done online no long phone calls Reviewed on: 25th July 2022

Penny post is close to my problems solutions

4
I was introduced by a Royal Mail work collegue who passed away 2years ago. Penny post is a closed solution to my problems Reviewed on: 25th July 2022

Credit to do business with

5
Very good competitive saving and loaning rates beat the main high street banks friendly and helpful staffing Reviewed on: 25th July 2022

They are the best credit union for Royal mail staff as some of the staff have worked in Royal mail. They understand who their members are.

5
Quick, fast, happy with IT systems. Communication was great on the journey of applying for a loan. They have great savings packages and fun insensitive with prize draws and tips on holidays and money saving. Reviewed on: 24th July 2022

Helpful and easy

5
Applied for a loan and they made the whole process so easy Reviewed on: 24th July 2022

Absolutely Amaaazing Savings

5
A Totally, lovely way to save! Straight from your wage into Penny Post Credit Union! So quick and easy, just ring and ask for a cash transfer and you've got your money the same day. It's so easy. Customer service is friendly and helpful! Definitely recommend this place. Reviewed on: 24th July 2022

Customer service

5
Excellent customer service, whenever I need loan, they are there to assist me until I get my funds. Reviewed on: 24th July 2022

service

4
excellent xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx Reviewed on: 23rd July 2022

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