Write a review

Go to business site

Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.92 (663 reviews)

View other Penny Post Credit Union products

4.89

Based on 663 reviews, last reviewed 2nd Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

Read all reviews Write a review

About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

Review Penny Post Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Penny Post Credit Union Loans reviews (663)

ENCOURAGING & EASY.

PENNY POST ARE SUFFICIENT WITH EVERY ENQUIRY I HAVE MADE. IT,S ENCOURAGING TO LET YOUR SAVINGS GROW .MAKES SAVINGS FUN WITHOUT THE HASSLE. HIGHLY RECOMMENDED. Reviewed on: 23rd July 2022

Easy saving

Easy to save easy to get in touch easy to change things to suit you just easy saving Reviewed on: 23rd July 2022

Why wouldn't you?

Wonderful credit union, friendly polite workers , easy to use app and a great way to save . So.....why wouldn't you? Reviewed on: 23rd July 2022

Helped me save for 25 years.

Penny post has helped me save for 25 years. It mounts up so quick and when you need it the balance is easy to access. It has helped me save for my wedding, numourous holidays and even a new roof. Reguler saving can be life changeing. Reviewed on: 23rd July 2022

great simple fuss free loans

simple easy to understand loans from a helpful company Reviewed on: 22nd July 2022

Money, Money Money

Can’t recommend Penny post highly enough, every time I’ve spoken with them , they’ve been incredibly professional and excellent at what they do Reviewed on: 22nd July 2022

Very friendly and always hear to help

A very welcomed and friendly service every time I've dealt with them, can't praise them enough for all their help they've given me Five star service in every way Reviewed on: 22nd July 2022

Let down

Penny Post refused my loan application when I really needed it Reviewed on: 22nd July 2022

Fantastic Service

From the first contact you make .To the final outcome you are given a fantastic service. Reviewed on: 22nd July 2022

People who think smart save smart

Want to save smart then save with pennypost. You set your amount to save thats affordable to you. No withdrawal fees or questions money easily accessible back to you. Its a no brainer smart money people use penny post Reviewed on: 22nd July 2022

Do you have a different Penny Post Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Post Office 4.08 from 176 reviews
Loans
from Glasgow Credit Union 4.96 from 3134 reviews
Personal Loan
from LiveLend 4.03 from 25 reviews

Want to see more from Penny Post Credit Union?

Savings
from Penny Post Credit Union 4.92 from 741 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub