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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.89 (663 reviews)

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4.89

Based on 663 reviews, last reviewed 2nd Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Fabulous

Been using penny post for about 6months now - it’s great I can tuck money away save it up without missing it and easy to access it when I need to dip in. Helps with Xmas and birthdays and a much needed holiday Reviewed on: 1st July 2022

Easy way to save money

In my opinion I think PennyPost is the best and easy way to save money straight from the payroll. The app is easy to install and operate with no hassle required for registration, only one form to fill out with payroll number and it's complete Reviewed on: 30th June 2022

Excellent service!

This is such a quick and easy service, easy to set up, quick to communicate if needed. Reviewed on: 30th June 2022

Always tries to give the best interest rates both for saving and lending

Can always get to speak to a person,good interest rates and friendly service Reviewed on: 29th June 2022

Great

Great fabulous a few make a lot of sense Reviewed on: 29th June 2022

Customer service & Ease of service

Easy to apply, and staff are accessible and knowledgeable. Great to deal with. Reviewed on: 28th June 2022

Fantastic

Since finding out about penny post they have been amazing I would highly recommend them to anyone. Reviewed on: 28th June 2022

Perfect Penny Post!

I’m reasonably new to Penny Post. I pay in weekly, know that I can withdraw money at any time and borrow money in the future at a good rate! The best thing is my savings are taken at source…I don’t miss the money I’m saving and will have a lovely little nest egg! Reviewed on: 28th June 2022

Excellent

Very easy to use, savings deducted from Salary. Website clear and efficient with high standard of security and very user friendly. Reviewed on: 28th June 2022

very helpful and good service

I am very pleased to be with Penny Post Credit Union. Reviewed on: 27th June 2022

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