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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.89 (663 reviews)

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4.89

Based on 663 reviews, last reviewed 2nd Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Fantastic, friendly, efficient

Pennypost are amazing even in lockdown they were just a phone call away and were there to help , friendly ,helpful , would recommend them more than my own bank ,never been put on hold or passed on during phone calls . The Web site is safe and very prompt when you need a bit of money from your savings and the loan system is very easy and great value. Reviewed on: 27th June 2022

Most competitive rates available

Friends and work colleagues have recommended highly in the past. Reviewed on: 27th June 2022

Financial saviour

Penny post came to my rescue in time of need Reviewed on: 27th June 2022

excellent all round service

Very competent advisors great on all levels. Well Done Team Reviewed on: 27th June 2022

Penny post

Brilliant, excellent service, I wouldn’t be without it, the staff are amazing and always very helpful Reviewed on: 27th June 2022

Great service

Great service although APR is cheaper from bank Reviewed on: 26th June 2022

Easy to use web-site and very quick transaction times

It was easy to explore the options using their website and understand everything about a loan. The speed of then arranging the loan was impressive and the option of using a secure real time messaging system helped everything go through easily. Reviewed on: 26th June 2022

Penny Post 1st Class

From employment with Royal Mail through and now through my retirement find Penny Post useful for savings and competitive loans. A pleasure to speak to their staff if that’s necessary. Reviewed on: 26th June 2022

Excellent service! I've been impressed in recent times by the quick response to phone calls and immediate attention!

Excellent service! I've been impressed by the quick response to phone calls and the immediate attention to requests for payments from savings into my bank account! Usually the same day! Reviewed on: 26th June 2022

repayment rates

the standard repayment rates are very reasonable and sometimes special-offer loan rates are offered to me which are even better. Reviewed on: 26th June 2022

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