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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.89 (663 reviews)

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4.89

Based on 663 reviews, last reviewed 2nd Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Good service

Very nice people , good service efficient response if only they lower their interest bit more. It would be excellent Reviewed on: 25th June 2022

Great easy way to save.

Great way to save. Easy access when you need to with draw money. Reviewed on: 25th June 2022

Friendly easy to speak to people !

Although I’ve only used the money out part and it was a long time ago but the process was easy and quick Reviewed on: 25th June 2022

how to ease your worries

borrow with ease.to spend in a breeze Reviewed on: 25th June 2022

Straightforward to understand

Had forgotten my pin and was a bit flustered when I rang pp. problem was sorted in minutes in a friendly manner Reviewed on: 25th June 2022

Brilliant savings scheme. Easy to access money.

Can save easily direct from my wages, pay back loans direct from wages and access funds easily and quickly through the app. Reviewed on: 25th June 2022

Great

Such an easy way to save money because it comes straight out of your pay Reviewed on: 25th June 2022

So helpful

The whole process of getting a loan with Penny Post has been easy and straightforward. They have been very helpful and quick to respond to any queries I had. Reviewed on: 25th June 2022

Best credit union

Customer service is on point, friendly staff and they ensure queries are answered Reviewed on: 25th June 2022

Excellent

Helpful Efficient Excellent service Reviewed on: 25th June 2022

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