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Penny Post Credit Union: Loans reviews

Name: Loans
Rating: 4.89 (663 reviews)

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4.89

Based on 663 reviews, last reviewed 2nd Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Fantastic service Easy application from start to finish Reviewed on: 2nd September 2025

Latest lowest rating:

1

Had 2 loans off you and I asked for another and now... Had 2 loans off you and I asked for another and now you want to look in my bank which I found unbelievable Reviewed on: 3rd June 2025

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About this product

Penny Post Credit Union offers a range of loans to members.

All members can apply for the Personal Loan and there’s also a Homeowner Loan, but members can only have one loan at a time. Repayments are on a weekly or monthly basis and interest is calculated on the reducing balance.

Penny Post Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Penny Post Credit Union before, you can also leave a review and share your experience.

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Penny Post Credit Union Loans reviews (663)

Quick fast easy to use

Wonderful staff easy to use website quick process Reviewed on: 25th June 2022

easy access to your savings

I save every week , deductions straight from my wages . Easy access when you need it Reviewed on: 25th June 2022

Absolutely brilliant

Penny post is always there. To save, borrow, or just advise Reviewed on: 25th June 2022

In For A Penny

Great way to save. So easy and with Interest. Reviewed on: 25th June 2022

easy access

i joined many years ago after finding out about it by acccident i wanted to save for christmas and a friend said penny post it comes out of your wages no hassle so i joined then i also started to save with them now if i have an unexpected expenss i can call upon penny post Reviewed on: 25th June 2022

. Rainy day money

Great way to save as you don't miss the money because it comes straight out of your wages ,when you need it it's accessible almost straight away. Reviewed on: 25th June 2022

Customer First

When I have ever contacted Penny Post I have always treated great by people that are very knowledgeable and gives me confidence Reviewed on: 25th June 2022

Thumbs up

Better interest rates than many other banking companies Reviewed on: 25th June 2022

Easiest way to save money

Easiest way to save money when it come straight out of your pay. The site is easy to navigate and removing money is effortless. Decent interest rates too in this present climate Reviewed on: 25th June 2022

5 stars

Great savings for friends and family, I highly recommend it! Reviewed on: 25th June 2022

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